Here’s a list of 14 private and public sector banks that offer high interest on 3-year FDs. Do note that these FD rates are available only for senior citizens.
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| Bank | Senior Citizen FD rates |
| Canara Bank | Canara Bank offers an interest rate of 7.3% on senior citizen FDs maturing between three years and less than five years. |
| ICICI Bank | ICICI Bank offers an interest rate of 7.5% on senior citizen FDs maturing between more than two years and three years. |
| HDFC Bank | HDFC Bank offers an interest rate of 7.5% on senior citizen FDs maturing between two years 11 months one day and three years. |
| Punjab National Bank | Punjab National Bank offers an interest rate of 7.5% on senior citizen FDs maturing between more than two years and up to three years. |
| Karur Vysya Bank | Karur Vysya Bank offers an interest rate of 7.4% on senior citizen FDs maturing between more than two years and up to three years. |
| Kotak Mahindra Bank | Kotak Mahindra Bank offers an interest rate of 7.6% on senior citizen FDs maturing in three years. |
| Axis Bank | Axis Bank offers an interest rate of 7.6% on senior citizen FDs maturing between three years and less than five years. |
| IndusInd Bank | IndusInd Bank offers an interest rate of 7.75% on senior citizen FDs maturing between two years 9 months and three years three months. |
| IDFC Bank | IDFC Bank offers an interest rate of 7.75% on senior citizen FDs maturing between two years one day and three years. |
| Bank of Baroda | Bank of Baroda offers an interest rate of 7.75% on senior citizen FDs maturing between more than two years and up to three years. |
| Bandhan Bank | Bandhan Bank offers an interest rate of 7.75% on senior citizen FDs maturing between three years and less than five years. |
| Yes Bank | Yes Bank also offers an interest rate of 8% on senior citizen FDs maturing between 36 months and less than 60 months. |
| RBL Bank | RBL Bank offers an interest rate of 8% on senior citizen FDs maturing between 24 months one day and 36 months. |
| DCB Bank | DCB Bank offers an interest rate of 8.1% on senior citizen FDs maturing between 26 months and less than 37 months. |
