The aim of this scheme is to promote women in the field of industry. The government believes that they should be given financial assistance to set up industry. Under this scheme, one can avail a free interest loan of Rs 5 lakh.
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The government runs many schemes to empower the women of the country and make them financially strong. In the last few years, the focus of the central government has been more on women empowerment. In view of this, the central government started Lakhpati Didi Yojana for women in the year 2023.
The aim of this scheme is to promote women in the field of industry. The government believes that they should be given financial assistance to set up the industry. Under this scheme, you can avail Rs 5 lakh (Free Interest Loan) without interest. However, for this you will have to go through some document process. Also, some conditions made by the government will also have to be fulfilled.
Loan up to 5 lakhs without interest
Under this scheme, the government provides loan up to Rs 5 lakh to women (Women Scheme) without interest. Some rules have been made for this. This scheme has been run for women associated with self-help groups. Through this scheme, women are helped to increase their income. Also, women are encouraged for self-employment.
Under this scheme, women are given training under the skill development program and then a loan of Rs 1 lakh to Rs 5 lakh will be given without interest to start their own business. Under this scheme, the government’s target is to connect 3 crore women with Lakhpati Didi Yojana.
Who can take advantage?
Some eligibility has been fixed for women to apply in Lakhpati Didi Yojana. The most important condition in this scheme is that if a woman applies under this scheme, then no member of her family should be in a government job. If this happens, then such women will not be able to get the benefit of that scheme.
Along with this, only those women can apply under this scheme whose family’s annual income is Rs 3 lakh or less. Women with annual income of more than three lakh rupees will not be eligible for this scheme.
How to apply in this scheme?
To apply in Lakhpati Didi Yojana, women will have to tell the business plan under the self-help group. After their business plan is ready, the self-help group will send that plan to the government. Government officials will review this plan and after this, if the application is accepted, then the benefit of the scheme will be given and a loan of up to Rs 5 lakh will also be given under it.
Which documents will be necessary?
To take advantage of Lakhpati Didi Yojana, you must have some necessary documents. Aadhar card, PAN card, income certificate, bank passbook, passport size photo, mobile number etc. are the necessary documents for this scheme. This is a great scheme of the government to promote women empowerment and rural economic development.
