ATM Machine Small Notes: Union Minister of State for Finance Pankaj Chaudhary told the Rajya Sabha that there is no shortage of 10, 20, and 50 rupee notes in the country. The government clarified in Parliament that a pilot project has been launched for small-denomination notes through “small value dispensers.”
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ATM Machine Small Notes: Digital payment system has made life so easy that sometimes if you show a 100 or 500 rupee note to buy something, the shopkeeper says that there is no change in it. This is because people are mostly making payments online. This creates a feeling of shortage of small notes. However, the government has clarified that there is no shortage, but it is planning to dispense small notes from ATMs as well.
People often have this question in their mind that why 10, 20 or 50 rupee notes are not dispensed while withdrawing cash from ATMs, is there any shortage in this? Union Minister of State for Finance Pankaj Chaudhary has clarified in response to a question in the Rajya Sabha that there is no shortage in the circulation of these notes.
Smaller notes will be dispensed from a special ATM
Responding to a question in the Rajya Sabha, Minister of State for Finance Pankaj Chaudhary stated that according to the RBI, small denominations are not traditionally dispensed through ATMs. He also informed the House that a pilot project has been launched for small denomination notes through “Small Value Dispensers.” This means that a special ATM will dispense 10, 20, and 50 rupee notes. This will alleviate the problem of small change for people.
Data on the supply of small notes
According to the government, the central bank has made a large number of small notes available in the market in the current financial year, as of February 26. During this period, approximately 439.40 crore notes of ₹10, 193.70 crore notes of ₹20, and approximately 130.30 crore notes of ₹50 were issued. In the previous financial year, 180 crore notes of ₹10, 150 crore notes of ₹20, and 300 crore notes of ₹50 were supplied.
Demand is met through notes and coins.
The Minister explained that the RBI continuously assesses the demand for notes of various denominations based on the needs of the economy and recommends the government to print notes based on that. Demand for small-value cash is met not only through notes but also through coins. Furthermore, the use of digital payments for small-value transactions is also rapidly increasing.
Digital Transactions Using RuPay KCC Cards
Responding to another question, the Minister stated that, according to data from the National Payments Corporation of India, approximately 3.72 lakh digital transactions were recorded using RuPay KCC cards in the financial year 2025-26, up to December 31, 2025. The total value of these transactions was approximately ₹111.17 crore.
