If you know something about health insurance and the plans that most typical companies cover, you would know that they come with certain exclusions. This refers to the fact that insurance plans, commonly, do not cover costs for certain conditions. These may include pre-existing conditions like diabetes, and the like. Moreover, mental health treatment is never covered. However, in a first of its kind, the Aditya Birla Health Insurance plan covers the cost of mental health treatment, a boon for those who require it.
About Aditya Birla Health Insurance
With lives becoming more hectic and stressful in the 21st century, health insurance for a majority of individuals has become a necessity. The pandemic has only enhanced the need for health insurance as individuals have come to terms with the fact that life can be rife with medical emergencies. Furthermore, health costs are only on the rise. Plans by the Aditya Birla Health Insurance Company Limited are fashioned to offer a great deal of benefits to resolve not only costs of treatment, but also to be user-friendly in terms of getting cashless treatment. With these advantages, a lot of the stress that accompanies poor health can be avoided. You can avail of such plans via an easy online procedure and get your Aditya Birla Health Insurance login ID quickly.
Coverage for Mental Health
In 2021, Aditya Birla Health Insurance began to offer clients support for mental health costs, not just for full-blown medical treatment, but also for initial consultation and counseling services. In case there is a need for hospitalization, the plan would cover the costs. This is a comprehensive health insurance policy that has been borne out of the insurance company’s experience with clients during the recent pandemic.
As stress levels were at all-time highs, and people were trying to make a living, or had lost their jobs, plus dealing with being isolated, the insurer realised an urgent need for mental healthcare, along with physical treatment. Along with a fitness regime, a healthy mind is also essential. Hence, after a huge amount of enquiries about mental healthcare coverage came up, the Aditya Birla Health Insurance Company Limited decided to come up with plans that included mental health coverage.
Aditya Birla Activ Plans – Features
The feature of mental health coverage has a role to play in the Activ health insurance plans by Aditya Birla Health Insurance. This is one of the flagship health insurance products of the company. The facility for mental healthcare offers customers the following features:
- In case the customer feels a need for mental health treatment, they can call the helpline and speak to a counsellor.
- On the basis of the conversation with the client, the counsellor makes an assessment of the requirement for mental health treatment.
- In the event that clients require more detailed treatment, the insurer provides them this facility.
- The facility is free of cost.
The Mental Health Plan
You can conveniently avail any plan under the ‘Active’ health plan categories and an Aditya Birla Health Insurance login ID lets you avail services and information online.. The mental health coverage is a first in any insurance plan and whether hospitalisation and medication are necessitated, these treatments are free of cost. The pandemic has only increased the need for mental health support services, and Aditya Birla Health Insurance has led the way.