- Atal Pension Yojana: People between 18 and 40 years of age can apply under the Atal Pension Yojana
- If the investor dies after 60 years, the nominee will get 50% pension
new Delhi. If you are worried about money in old age, then Atal Pension Yojana can prove to be very beneficial for you. In this, after the age of 60 years, you can get a pension of 1 to 5 thousand rupees every month. If the investor dies under this scheme, his nominee will get 50% pension. People from 18 to 40 years of age can apply under this scheme. The Atal Pension Yojana is administered by the Pension Fund Regulatory and Development Authority (PFRDA) on behalf of the government. So far, over 2.23 crore people have been associated with this scheme.
How is the scheme beneficial? In
this scheme he has to make partial contribution according to different age and pension slab. If someone joins this scheme in 18 years, then they have to invest from Rs 42 to Rs 210 per month. At the same time, if someone applies at the age of 40, then they have to invest Rs 291 to Rs 1454 per month. It has to be deposited regularly till the age of 60 years. After this, after 60 years, every month from 1 thousand to 5 thousand rupees will be received as pension. The more money the subscriber accumulates, the more pension he will receive after retirement. The special thing about the scheme is that in this, you will also get tax exemption up to Rs 1.5 lakh under section 80C.
Procedure to apply To
avail the Atal Pension Scheme, one has to visit the website https://enps.nsdl.com/eNPS/NationalPensionSystem.html. Here you have to give the details of your Aadhaar card. Submit after this. After doing this, OTP will come on your mobile number, verification will be done as soon as you enter it. Now give the bank information, in which type the account number and address. After doing this, your account will be activated. After this, you fill all the information about the nominee and the premium deposit. Now e-sign the form for verification. With this, your registration for Atal Pension Yojana will be completed.
Special features related to the
scheme Under the Atal Pension Yojana, investors can invest in a monthly, quarterly or semi-annual period of 6 months. Add the amount of money you have to deposit every month to the bank account, this amount will be automatically auto-debited. That is, the fixed amount from your account will be automatically deducted and deposited in your pension account.