ATM Card Activation: To activate a new ATM card, log in to your bank’s website or mobile app, verify your OTP, and then set a PIN. The card is immediately activated, allowing you to use it online and offline.
ATM Card Activation: If you’ve recently opened a new bank account and received a new ATM card, it’s impossible to use it without activating it. Most people, upon receiving an ATM card, think they’ll be able to withdraw money instantly or make online payments. However, the first and most important step is to activate the card. Nowadays, most banks have expanded their services and made this feature available online, allowing you to activate your ATM card from the comfort of your home.
Benefits of Activating a New ATM Card
Once your ATM card is activated, you gain access to several benefits, such as withdrawing cash from ATMs, swiping payments at stores, and making online payments. Whenever you make a transaction using the card, the amount is deducted from your bank account. If this is your first ATM card or you’re new to technology, learning the online activation process will be beneficial.
Easy online activation process
Most banks offer card activation by setting a PIN at an ATM machine, but now you can also do this on the bank’s website or mobile app. If your bank offers online activation, follow these steps:
– Log in to the bank’s official website or mobile app.
– Go to the Debit/ATM Card section.
– Look for the “Activate New Card” option and click on it.
– Enter the required details (card number, expiry date, etc.)
– Enter the OTP or code received on your registered mobile number.
– Set a new ATM PIN.
This way, your ATM card will be activated within a few minutes and you can start using it.
A 3D Secure PIN is also required for online transactions.
For offline transactions, such as ATM withdrawals or Paytm/Swipe transactions at stores, an ATM PIN is sufficient. However, if you want to make online purchases or bill payments, setting up a 3D Secure PIN is essential. You can create a new 3D PIN by entering your card details through the bank’s website or app.
Technology has made things easier, keep security in mind.
In the past few years, banks have significantly improved digital services, allowing customers to activate their cards from the comfort of their homes. This process is not only fast but also completely secure, provided you don’t share your card details and OTP with anyone. After activation, you can enjoy both online and offline transactions.
Thus, knowing the online activation process after receiving a new ATM card is not only essential but also a great convenience in today’s digital age. Always be vigilant, keep your card details confidential, and take advantage of smart banking.



