Bank Holiday: Most people are wondering if banks will be closed on the last day of the year, December 31, 2025, and the first day of the new year, January 1, 2026. The new year is just around the corner. Many people plan to complete important bank-related tasks on December 31st.
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Bank Holiday: The question on most people’s minds is whether banks will be closed on December 31, 2025, the last day of the year, and January 1, 2026, the first day of the new year. The new year is just around the corner. Many people plan to complete important bank-related work on December 31, while others plan to visit a bank branch on January 1 for a fresh start. But if you’re thinking the same thing, wait… because banks will be closed in some cities on these two days. Going to the bank without prior information could waste both your time and effort.
Where will banks be closed on December 31?
On Wednesday, December 31, the last day of the year, banks will not be closed across the country, but some states will observe a holiday. According to the RBI’s holiday calendar, banks will be closed in Mizoram and Manipur. Bank branches in these two cities will be closed on December 31. This means that if you live in these cities and plan to visit the bank for any important work, you’ll need to change your plans in advance. However, banks in the rest of the country will remain open and function as usual.
Now it is the turn of January 1… Will banks open on the first day of the New Year?
This is where the suspense increases. New Year celebrations will take place nationwide on January 1, 2026 (Thursday), but banks will not be open everywhere.
Banks will be closed on January 1 in these cities:
Aizawl
Chennai
Gangtok
Imphal
Itanagar
Kohima
Kolkata
Shillong
Due to New Year’s Day and local festivals, banking services will not be available at the branch level in these locations. This means that no offline account-related work will be possible in these cities.
So will banking services be completely disrupted?
No. It’s a welcome news that UPI, mobile banking, internet banking, and ATM services will remain operational as usual. You can transfer money, pay bills, and even withdraw cash from ATMs. If you need to handle check clearance, drafts, KYC updates, or any other document-related work, complete it before December 31st or after January 1st. It’s better to plan ahead than to arrive at the bank on a holiday and return disappointed.
