Bank Holiday: If you plan to visit the bank today, check first. Branch-related work may be affected, but services like UPI, ATMs, and online banking will operate as usual. Important banking work can be completed the next working day.
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Bank Holiday: After a hectic week, people often think of completing important bank work on Saturdays. But this is where the biggest confusion begins: whether banks are open or closed? Banking holidays in India are not just for national holidays, but also for Saturdays, Sundays, and state-specific festivals. Therefore, it’s important to know the truth before visiting the bank on January 10th.
Are banks open or closed on January 10th?
According to the Reserve Bank of India’s bank holiday list, all banks across the country are closed today, January 10th, 2026. In fact, today is the second Saturday of the month. So, if you were planning to visit a branch to complete some work, you’ll have to change your plans.
What is the rule regarding banks being closed on Saturdays?
Many people believe that banks are closed every Saturday, but this is not the case. In India, banks are open on the first, third, and fifth Saturdays (if there are five Saturdays in a month). All public and private banks are closed on the second and fourth Saturdays. Apart from this, if a state-specific festival falls on any Saturday, then banks may remain closed on that day also.
When will banks be closed in Delhi in January?
During January 2026, banks in Delhi will be closed on January 10 (the second Saturday) and January 24 (the fourth Saturday). Additionally, all banks will be closed on January 26 for Republic Day. Delhi has approximately 90 bank holidays each year, including government holidays and weekends, so it’s wise to plan ahead.
Major Bank Holidays in January 2026
January 12 – Banks will be closed in West Bengal due to Swami Vivekananda Jayanti.
January 14 – Holidays in Gujarat, Odisha, Arunachal Pradesh, and Assam due to Makar Sankranti and Magh Bihu.
January 15 – Pongal and Makar Sankranti holidays will be observed in Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, and Sikkim.
January 16 and 17 – Banks will be closed in Tamil Nadu due to Thiruvalluvar Day and Uzhavar Thirunal.
January 23 – West Bengal, Odisha, and Tripura are closed for Netaji Jayanti and Saraswati Puja.
January 26 – Banks will be closed across the country due to Republic Day.
In addition, the second and fourth Saturdays and all Sundays will also be bank holidays.
Online Banking Will Work
If your bank branch is closed today, there’s no need to worry. UPI, internet banking, mobile banking, and ATM services will operate as usual. You can easily perform online transactions, bill payments, and fund transfers. However, cash deposits, check clearance, or passbook updates are only possible at the branch.
