According to RBI rules, banks remain closed on the second and fourth Saturdays of every month. When banks are closed, many important tasks can be done through online banking or mobile banking.
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December Bank Holidays 2025: Important news for bank users. If you have any bank-related work, get it done quickly, as banks will be closed for 11 days between December 7th and 25th. This includes the weekly holiday Sunday and the second Saturday. Additionally, banks will be closed due to festivals in various states. Bank holidays may impact many banking-related tasks, including checkbooks and passbooks. However, online services will continue, allowing for other work. ATM and debit card transactions will also be operational. Let’s find out which days banks will be closed in December.
Let’s find out when banks will be closed in December.
December 7: Sunday
December 12: Pa Togan Nengminja Sangma Day (Meghalaya)
December 13: Second Saturday
December 14: Sunday
December 18: Guru Ghasidas Jayanti (Chhattisgarh), U Soso Tham’s death anniversary (Meghalaya)
December 19: Goa Liberation Day (Goa)
December 20 (Saturday): Losoong/Namsung Festival in Sikkim
December 21: Sunday
December 22 (Monday): Losoong Festival in Sikkim
December 24: Christmas Eve (Meghalaya, Mizoram)
December 25, Thursday – Christmas (Holiday in most states)
How State and Central Bank Holidays Are Determined
- According to the Reserve Bank of India (RBI), banks are closed on the second Saturday of every month, while every Sunday is also a weekly holiday.
- Banks are closed on festivals. Bank holidays in India include national holidays (gazetted holidays) and government holidays (state/central).
- State government holidays vary from state to state, while central government holidays are the same throughout the country.
- Regional holidays pertain to a particular state or region. A holiday in one state does not necessarily mean that it will be a holiday in another state.
Bank users can avail of these online services.
Customers can access online services during bank holidays, as digital services like UPI, mobile banking, and internet banking are not affected by bank holidays.
Net Banking: You can use net banking through the bank’s website or mobile app. It offers money transfers, bill payments, and balance checks.
Unified Payments Interface: Unified Payments Interface (UPI) is a secure method for transferring money. You simply need to use UPI apps like Google Pay, PhonePe, Paytm, etc.
Mobile Banking: You can access various services, such as fund transfers, mobile recharges, utility bill payments, and more, through the bank’s mobile app on your smartphone.
Atm Use: ATMs are always available for withdrawing money, checking balances, and obtaining mini statements. You can also use features like cardless cash withdrawals at ATMs.
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