Private sector IDFC First Bank has given a big gift to customers on New Year. The bank has increased the interest rates on Svengs account by 1 percent.
New Delhi: Private Sector IDFC First Bank has given a big gift to customers on New Year. The bank has increased the interest rates on Svengs account by 1 percent. If the amount of the first 1 lakh rupees is in your senses account, then you would get interest at the rate of 6 percent, which has been increased to 7 percent on 1 January 2021. That is, if you deposit up to 1 lakh rupees in your Savings account, then you will still get interest at the rate of 7 percent.
IDFC is giving double interest to
you, let us tell you that the bank used to give interest only at the rate of 7 percent to those customers, whose balance in the account was more than 1 lakh rupees. At the same time, if we talk about the interest being received on public sector banks, then IDFC is paying double the interest to its customers.
Other banks pay only 3 to 4 percent interest
Let us tell you that government banks like SBI, HDFC, ICICI and PNB pay only 3% to 4% interest on savings account to customers, but IDFC First Bank is offering 7% interest to customers on savings account only.
Let us tell you about the bank-
>> Talking about the market cap of the bank, it is about 22,500 crores at this time.
>> The bank has more than 260 branches across the country.
>> The bank got a banking license in the year 2015.
How to open an online account-
>> To open an account with this bank, you must first go to the official site https://www.idfcfirstbank.com/.
>> After opening this page, you will see the option of Saving Accounts- up to 7% pa. You have to click on it.
>> Now a new page will open, in which you have to fill your name, mobile number and email id and click on Start Now.
>> Now the new page will open, here you have to enter the Aadhaar number and have to verify.
>> Now you will have an application form in which you will have to fill all the information asked.
>> After this, you will get a preview to fill your form.
>> Money has to be transferred to the account, but if you have selected zero balance account then there is no need to deposit any amount.
Which documents will be required
to open this account, you should have PAN card, Aadhaar card, 2 passport size photos and birth certificate. Through this, you can easily open an account.
Safe to deposit up to 5 lakh rupees
Recently, a statement has been issued by the central government, in which it was said that if any bank goes bankrupt, the money of customers up to Rs 5 lakh is completely safe, that is, the deposit of Rs 5 lakh is deposited with the Government Deposit Guarantee. Covered under the scheme.
