Punjab National Bank has changed its debit card rules. The bank has reduced the daily ATM withdrawal limit for some debit cards. Some cards allow daily ATM withdrawals of up to ₹50,000, while others allow daily ATM withdrawals of up to ₹75,000.
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Debit Card Withdrawal: Punjab National Bank (PNB) has halved the daily cash withdrawal limit for select debit cards (ATM cards). Currently, some debit cards allowed daily withdrawals of ₹1 lakh. This limit has now been halved, allowing daily withdrawals of only ₹50,000. These new debit card rules will come into effect on April 1, 2026. The bank has taken this decision to strengthen risk control and enhance customer security.
This change will not apply to all cards; only select debit cards have been reduced. PNB has revised the cash limit by dividing its debit cards into two categories. Cards with a ₹1 lakh limit have been reduced to ₹50,000. Similarly, cards with a ₹1.50 lakh limit have been reduced to ₹75,000.
You will be able to withdraw only Rs 50,000 from these cards
RuPay NCMC Platinum Domestic Debit Card
RuPay NCMC Platinum International Debit Card
RuPay Women Power Platinum Debit Card
RuPay PNB Palaash Debit Card (Recycled PVC)
RuPay Business Platinum NCMC Debit Card
MasterCard Platinum Debit Card
Visa Gold Debit Card
PNB MasterCard Platinum Rise Debit Card
You can withdraw up to ₹75,000 daily with this card.
RuPay Select Debit Card
PNB RuPay Select Neo
PNB RuPay Select Excel
Visa Signature Debit Card
MasterCard Business Debit Card
How to Change Your PNB Debit Card Limit?
If you want to change your PNB debit card limit, you can do so easily using Internet Banking or the PNBOne mobile app.
To do this, first log in to Internet Banking and go to Value Added Services.
Click on the Debit Card Personalization option.
Select your account number and service.
Enter the card number, expiration date, and card PIN.
Enter the new limit and click Update.
Also enter the OTP for verification.
No impact on other cards
PNB has clarified that there has been no change in the ATM cash withdrawal limit for debit cards not listed in this list. This means that the limits will remain the same for other cards.
POS and online payments will not be affected.
The bank also clarified that the reduction in ATM cash withdrawal limits will not affect POS machines, e-commerce, or contactless payments. Transaction limits through these channels will remain unchanged.
