EPFO: If you have any issues with the Employees’ Provident Fund Organization (EPFO) and don’t want to visit the office, there’s no need to worry. The EPFO has announced a “Funds Near You” program on November 27th in all districts across the country. This program will address all kinds of issues.
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EPFO: The Employees’ Provident Fund Organization (EPFO) has organized the “Nidhi Aapke Paas 2.0” program. This program will be held in all districts of the country on November 27, 2025. This event will be organized as a participatory program under the “Azadi Ka Amrit Mahotsav.” The initiative aims to provide on-the-spot solutions to the problems of Provident Fund (PF) members, employers, and pensioners.
EPFO has shared information about the “Nidhi Aapke Paas 2.0” program on the social media platform X. The organization stated that consumers with any EPFO-related problems can come to the camp and have their problems resolved. This camp will help people learn about EPFO’s schemes and services. Additionally, all questions and doubts will be addressed.
Eligible for pension after 10 years of service
If an employee contributes to the EPFO, he or she becomes eligible for pension after 10 years of service. However, this pension will be available after reaching the age of 58. Pension can also be claimed after 50 years of age, but with deductions.
New rules for the EPS fund
According to the new provisions of the EPFO, if a person remains unemployed for a long period, they will now be able to withdraw their pension (EPS) amount after 36 months, instead of two months. The government says this step is aimed at ensuring long-term social security for individuals, meaning future pension security.
EPFO is conducting its District Outreach Program through Nidhi Aapke Nikat 2.0 Camps in your district on 27 November. Visit the camp to know about schemes and services of EPFO, get assistance and on the spot resolution of your queries/doubts.
📍 Locate your nearest venue:… pic.twitter.com/oacT1LTJem
— EPFO (@officialepfo) November 26, 2025
Interest earned on PF is also taxable.
Interest earned on PF (Provident Fund) is generally not taxable, provided your annual contribution does not exceed ₹2.5 lakh (for private employees). If your contribution exceeds this limit, the interest earned on the excess amount becomes taxable. Furthermore, withdrawals may be taxable under certain circumstances, which applies to withdrawals before 5 years of continuous service.
What happens after retirement?
Contributions stop once you leave your job. After retirement, both your and your employer’s contributions to the PF account cease. In this situation, you no longer qualify as an employee. The interest becomes taxable. Therefore, any interest that accumulates in your PF account after your retirement will now be considered taxable.
Which category will it be taxed under?
Interest earned after retirement falls under the Income from Other Sources category. This means it will be counted as other income, not as your salary or business income.
