Today every man wants to secure his future, so that when he gets older, he does not have to be fascinated by anyone. Future financial security is essential for everyone. People who have more income, they save a lot for themselves. The problem comes with those who have low income and whose income is not fixed. The central government has launched a scheme for people who work in the unorganized sector. PM Modi has started such a scheme, in which even by depositing very small amount, he can raise a considerable amount for his old age. Learn about this scheme.
What is the
name of this scheme of the Modi government is the PM Shram Yogi Mandhan Yojana (PM Shram Yogi Mandhan Yojana). It is a pension scheme. Any person in the country, who is between 18 and 40 years old, can join this scheme.
What is typical of this scheme, in
this pension scheme, after the age of 60 years, a month gets a pension of Rs 3,000 or Rs 36,000 annually. Under this scheme, the account is opened with very easy terms and less documents. According to the Ministry of Labor and Employment, about 4.5 million people have joined this scheme so far.
To save only 2 rupees daily
, if someone joins this scheme at the age of 18, then he will have to deposit 55 rupees every month till the age of 60 years. The amount will be around 2 rupees per day. However, when you are older, you have to deposit some more money.
How much amount will have to be deposited
at an older age? If someone joins this scheme at the age of 29, then he will have to deposit 100 rupees every month till the age of 60 to get pension. At the same time, on joining the scheme at the age of 40, you have to deposit 200 rupees every month. The more money the account holder deposits, the more the government will contribute on its behalf.
Pradhan Mantri Shramayogi Maandhan Yojana is a condition for joining the unorganized sector. These include daily laborers to meds, drivers, electricians, sweepers and other similar workers. The monthly income of those participating in this scheme should not exceed 15 thousand rupees.
How to register:
To take advantage of this scheme, registration has to be done. For this, it is necessary to have an Aadhaar card and a savings account in the bank. Being a Jan Dhan account can also register in this scheme. Along with this, it is also important to have a mobile number. To register for the Pradhan Mantri Shramayogi Maandhan Pension Yojana, one has to visit the nearest Common Service Center (CSC).
How to complete the process
After going to the Common Service Center (CSC), the details of the Aadhar card and saving account or Jan Dhan account will have to be given there. Bank’s IFSC Code (IFSC) will also have to be provided along with it. In this scheme, the nominee’s name can also be entered while opening an account. Once all the details have been recorded in the computer, you will get information about the amount to be deposited every month. Initially, you have to deposit cash. After opening the account, a Shramayogi card is given.