Wednesday, May 21, 2025
HomePersonal FinanceFD interest rates: 7.75% return on 400 days FD, this private bank...

FD interest rates: 7.75% return on 400 days FD, this private bank changed the interest rates, new rates applicable from 21 April, check here

The bank has changed the interest rates of FD. Even after this, attractive returns are being received on some tenures. Let’s find out how much interest an investor will get for how many days?

FD interest rates: Dhanlaxmi Bank has also been included in the list of banks that have changed the interest rates of FDs in the repo rate. The private sector bank has implemented new rates for FDs (Bank FD Rates) from 21 April 2025. New interest rates will be effective on amounts less than Rs 3 crore. After the amendment, the bank is giving a minimum of 4.25% and maximum of 7.25% interest to general citizens on tenures ranging from 7 days to 10 years.

Senior citizens are getting 0.50% more return than general citizens on tenures of 1 year or more. The maximum interest rate for such customers is 7.75%. The highest return is being received on a tenure of 400 days.

Attractive returns on long term FDs too

The bank is giving 7% interest to general citizens and 7.50% to senior citizens on 5-year FDs. The interest rate for tenures of more than 5 years and up to 10 years is 6.60%. If a general citizen chooses tenure of more than 2 years and up to 3 years, then the bank is giving him up to 6.50% interest. The interest rate for senior citizens is 7%.

This much interest will be available on 300 days FD

The bank is also offering a special tenure of 300 days to the customers, which can be availed online. The interest rate for general and senior citizens is 5.25 percent. Up to 6.75% interest can be availed on one year FD.

Interest rate according to tenure

7 days to 14 days – 4.25%
15 to 45 days – 4.75%
46 to 60 days – 4.75%
61 to 90 days – 5%
91 to 179 days – 6%
180 days to less than 1 year – 5.25%
300 days – 5.25%
1 year to 2 years – 6.75%
400 days – 7.25%
More than 2 years and up to 3 years – 6.50%
More than 3 years and up to 5 years – 7%
More than 5 years and up to 10 years – 6.60%

Shyamu Maurya
Shyamu Maurya
Shyamu has done Degree in Fine Arts and has knowledge about bollywood industry. He started writing in 2018. Since then he has been associated with Informalnewz. In case of any complain or feedback, please contact me @informalnewz@gmail.com
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