Bank FDs remain the preferred choice for Indian investors who want to secure safe money and earn fixed returns. Their popularity is even greater among senior citizens.
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Senior Citizen FD Interest Rates 2026: Bank FDs remain the preferred choice for Indian investors who want to secure safe money and earn fixed returns, especially for those who prefer to stay risk-averse. FDs are considered a reliable investment option. Their popularity is even greater among senior citizens, as they enjoy higher interest rates compared to regular customers.
In this context, some small finance banks are offering FD schemes that allow senior citizens to earn good returns with better interest rates. If you or a senior citizen in your family is looking for a safe investment, these options may be useful. Let’s learn about some such FD schemes…
1. Jana Small Finance Bank
Jana Small Finance Bank is offering an interest rate of 7.77% on 5-year FDs for senior citizens. If senior citizens are looking for a safe return option, this could be an option.
2. AU Small Finance Bank
AU Small Finance Bank is offering 7.25% annual interest on 5-year FDs for senior citizens. Senior citizens seeking a safe investment with guaranteed returns can earn better returns by investing in this FD scheme.
3. Suryoday Small Finance Bank
Suryoday Small Finance Bank is offering 8% annual interest on 5-year FDs for senior citizens. If you want a safe investment with good returns, FDs from this bank could be a good option.
4. ESAF Small Finance Bank
ESAF Small Finance Bank offers 6.25 percent annual interest on 5-year FDs for senior citizens. Those looking for a safe investment option can consider fixed deposits from this bank.
5. Equitas Small Finance Bank
Equitas Small Finance Bank offers 7.50 percent annual interest on 5-year FDs for senior citizens.
