Pradhan Mantri Jan Dhan Yojana: The question that often arises in the minds of people is why it is beneficial to open a Prime Minister Jan Dhan account? Actually the facilities available under this account makes it a bit different. Interest is paid on the amount deposited in this bank account, accident insurance cover of one lakh rupees.
Pradhan Mantri Jan Dhan Yojana: Under Pradhan Mantri Jan Dhan Yojana , bank accounts are opened on zero balance. Till date, more than 40 crore accounts have been opened across the country. In 2015, it was started to connect people and families of the country who do not have a bank account.
Till now, people of the society who have not had any kind of bank account under this scheme have been added. The advantage of a zero balance account is that the account holder does not have to keep a minimum balance in it. More than 20 crore women accounts have also been opened under this scheme.
It is often a question in the mind of the people that why is it beneficial to open a Prime Minister Jan Dhan account? Actually the facilities available under this account makes it a bit different. Interest is paid on the amount deposited in this bank account, accident insurance cover of one lakh rupees.
Rupees debit card, life insurance cover of 30 thousand rupees, easy transfer of money across the country, beneficiaries of government schemes get money from these accounts under direct benefit transfer and overdraft facility after satisfactory operation of this account for 6 months . Also access to pension, insurance products.
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