There is good news for the general public. Pradhan Mantri Awas Yojana (PMAY) is a very popular government scheme among the general public. The objective of starting this is to provide permanent housing facility to people belonging to the lower income group of the society in the concessional budget. The main drawback of this scheme is a subsidy of Rs 2.5 lakh. The latest news about this is that now the government has extended the date of interest subsidy on home loan to 31 March 2021 under the Credit Linked Subsidy Scheme (PMAY CLSS). The benefit of this scheme will be given to families with an annual income of Rs 6 lakh to Rs 18 lakh. The scheme, launched in the year 2015 by the central government, provides 6.5 percent interest subsidy on home loans for 20 years, among other benefits. So now you know that to apply under PMAY scheme and avail subsidy on home loan, income group EWS, The last date for the LIG class is 31 March 2022. However, the middle income group ie MIG one and two customers can apply till March 31, 2021 to avail the PMAY scheme. Aadhaar number is mandatory to apply online for this scheme. For PMAY online and offline application, follow these methods.
Step 1: First of all , open the official website of PMAY http://pmaymis.gov.in .
Step 2: After coming here, you have to choose the option of Citizen Assessment link.
Step 3: After this, on choosing the option to enter your Aadhaar number, you will get ‘Check Aadhaar / VID No. Will be redirected to Existence’s page. On this page, you verify your information. Mainly you have to submit your Aadhaar number here.
Step 4: Enter the necessary information in relation to yourself, to this effect will be sent to you on the application page. Here you have to provide the necessary information such as beneficiary name, mobile number, email, all personal information, latest statement of income, bank account.
Step 5: Save the PMAY application. After all the information is entered, you will have to click on the button of the Disclaimer checkbox. After this you have to enter captcha. Now if you want, you can also take a printout of your application form.
This is the process of applying offline in Pradhan Mantri Awas Yojana
Those who wish to apply for the Pradhan Mantri Awas Yojana can also avail this facility by filling the form available in the Common Service Center (CSC). For your information, let us know that this form can be purchased for a fee of 25 + GST. If you do not have time to go to CSC then they can take a print out of these methods and fill it.
Step 1: First of all visit the PMAY Pradhan Mantri Awas Yojana website.
Step 2: Here you have to select the relevant option under your citizen evaluation link.
Step 3: For verification you submit your Aadhaar number here.
Step 4: If you see the form then you can right click and remove the print out.
Keep these things in mind for PMAY application
You should keep in mind that only fill the PMAY application form found on the official website or in the Common Service Center (CSC). Apart from these, there is no other source to meet it, nor does anyone have the right to register it.
Before filling the application form, you should prepare all your necessary documents and keep them ready at the same time.
– Applicants have to fill all the true information in the form. If any information is found to be incorrect, your application may be rejected.
These are the advantages of applying online
Filling up the PMAY online application form is not so difficult. By filling it, you can avoid going to CSC and standing in line. You can also fill the application form for PMAY scheme sitting at home. Not only this, once it is submitted online, later it can be easily seen on the PMAY scheme website.
These are the important documents for the application of PMAY scheme
– Aadhaar Number
– ID Proof, PAN Card, Voter ID, Passport, Driving License etc.
– Proof of residence or residence, voter ID, passport, driving license, showing permanent address of the house.
– Proof of nationality, such as passport or voter ID
– Those who fall in the category of economically weaker sections (EWS) and lower income group (LIG) income groups, will have to give their income certificate. It is mandatory to submit salary slip and income tax return.
– Property Assessment Certificate will also have to be given. Bank statement is necessary in these. Even if the applicant does not have a pucca house, proof has to be given.