Pradhanmantri Jandhan Yojna: You have to go to the bank branch and fill the form and apply for the RuPay Card. The form will have to be submitted to the bank.
Who does not know about Pradhanmantri Jandhan Yojna? This scheme, which started about six years ago, has many benefits. The biggest gain was shown in the lockdown last year. When the central government added 500-500 rupees to the account of women. If you also want to join the Jan Dhan Yojana, then you can get your general account converted into Pradhanmantri Jandhan Yojna only. This is a very easy job. For this, you have to go to the bank branch. Here you have to fill a form and apply for RuPay card. After doing this, you have to submit the form to the bank. Through this form, your bank account will be converted into Jan Dhan account.
These are the benefits of Jan Dhan account
– Free mobile banking facility is also provided.
– Overdraft facility of up to 10 thousand rupees is available.
– Accident insurance cover up to 2 lakh rupees.
– You get interest on the deposit.
– Life cover up to Rs 30,000, which is available on completion of eligibility conditions on the death of the beneficiary.
– The rupee debit card is given to the person opening the Jan Dhan account, from which he can withdraw money from the account or make a purchase.
– It is easy to buy insurance, pension products through Jan Dhan account.
– There is a facility of money transfer across the country.
– Money comes directly into the account of the benefits of government schemes.
– No need to keep minimum balance
– If you want the convenience of checkbook then you have to maintain minimum balance.
– If there is a Jan Dhan account, then accounts will be opened for pension in schemes like PM Kisan and Shramayogi Maandhan.
– Do this to open a new account.
If you want to open a new Jan Dhan account, then go to the bank branch. Fill the Jan Dhan account form here. The name and address of the applicant, mobile number, bank branch name, business / employment and annual income, nominee, number of dependents, SSA code or ward number, village code or town code etc. will have to be given.
More than 40 crores opened accounts
The Jan Dhan Yojana was started by Prime Minister Narendra Modi in the year 2015. Zero balance accounts were opened in the scheme started keeping in view the weaker sections. A target has been set by the government to connect every citizen of the country through the scheme. According to a report, more than 40 crore accounts have been opened under the scheme so far. Any citizen living in India, whose age is 10 years or more, can open a Jan Dhan account.
It will take these documents to open an account
Aadhar Card
pan card
driving license
Voter ID Card
Passport
MNREGA job card
