Lakhpati Didi Yojana 2026: The government’s “Lakhpati Didi Yojana” is proving to be a game-changer in empowering women financially. Under this scheme, women associated with self-help groups are being provided interest-free loans of up to ₹5 lakh and excellent training to start their own businesses.
Lakhpati Didi Yojana 2026: Today’s women are no longer limited to the kitchen; they are making their mark in industries ranging from dairy to small industries. To empower this spirit of women, the central government is implementing the “Lakhpati Didi Yojana.” This scheme is making the dreams of women who were unable to start their own businesses due to lack of funds come true.
Move forward without any burden
The most revolutionary aspect of the Lakhpati Didi scheme is that it offers interest-free loans up to ₹5 lakh. Bank loans typically come with hefty interest charges, but under this scheme, the government bears the entire interest cost. This helps women establish their businesses and earn profits.
Who will benefit from the scheme?
The government has established some simple eligibility criteria to take advantage of this scheme:
- Applicant women must be associated with an active self-help group (SHG).
- Women between the ages of 18 and 50 can benefit from this scheme.
- In addition to providing loans, the government also provides free business training to women so they can turn their skills into successful businesses.
Start your own business in these areas
Women can use this assistance to start handicrafts, pickle-papad industries, sewing, dairy, mushroom farming, or any service sector. The government aims to ensure every woman earns at least ₹1 lakh annually, enabling them to truly become “Lakhpati Didi.”
How to Apply
To become a part of this scheme, women can visit their block or district self-help group office. The Ministry of Rural Development’s portal also offers online applications. At the time of application, you must submit a brief work plan detailing the type of business you wish to start.


