New Delhi: The Indian Economy Has Been Faltering Continuously For The Past Few Years. In This State Of Uncertainty, People Are Hesitant To Invest Anywhere. In Such A Situation, The Government Of India Has Come Up With A Scheme In Which You Can Invest Your Money And Get A Safe Return. The Name Of This Scheme Is Atal Pension Yojana (APY).
Notably, The Atal Pension Yojana Was Launched In The Year 2015. Then This Scheme Was For The People Working In The Unorganized Sectors. But Later This Scheme Was Started For All Those Indians In The Age Group Of 18 To 40 Years Who Have An Account In A Bank Or Post Office.
Under this scheme, you have to deposit Rs 210 per month at the rate of seven rupees per day. If you link your savings account with this scheme, then you can deposit this amount (through auto debit facility) quarterly or even half yearly.
At the time of enrollment in Atal Pension Yojana, an applicant has to compulsorily provide the details of his/her spouse.
Under this scheme, depending on the amount invested by you, you can get a monthly pension of as low as Rs 1,000, Rs 2000, Rs 3000, Rs 4000 and as much as Rs 5,000. If a person deposits an amount at the rate of seven rupees per day under this scheme from the age of 18, then he will get a pension of Rs 5,000 after the age of 60 years. If the subscriber dies, this pension will be paid to his wife or husband.
For detailed information related to Atal Pension Yojana, you can visit this link-
https://npscra.nsdl.co.in/nsdl/scheme-details/APY_Information_Brochure_Hindi&English.pdf
