How to Apply for Kisan Credit Card: According to the guidelines of the Reserve Bank of India (RBI), the bank has to issue this card within 15 days of the application of the farmer.
How to Apply for Kisan Credit Card: Kisan Credit Cards (KCC) are issued to the beneficiaries of Pradhan Mantri Kisan Samman Nidhi Yojana. Through this card, farmers can take a loan of up to five lakh rupees. Apart from this, farmers get loans up to Rs 1.60 lakh without any guarantee. Farmers can obtain this by filling an application form by going to the bank.
According to the Reserve Bank of India (RBI) guidelines, the bank has to issue this card within 15 days of the application of the farmer. If you are not issued a card within this timeline, you can file a complaint against the bank.
For this you can contact the Banking Ombudsman. For this you should complain to the Banking Ombudsman under whose jurisdiction the branch or office of the bank is located. Farmers can also complain against the bank through the RBI’s Compliant Management System (CMS). This is a software through which customers can complain against the bank very easily while sitting at home.
You can visit the link to the official website of RBI at https://cms.rbi.org.in/. Apart from this, farmers can also contact the help desk through credit card helpline number 0120-6025109 / 155261 and customer email (email@example.com).