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LIC launched new ‘Smart Pension’ scheme, now you will get pension for life

LIC new Smart Pension Plan Scheme: The country’s largest insurance company, Life Insurance Corporation of India (LIC) has launched a new “Smart Pension Plan” for its customers.

LIC new Smart Pension Plan Scheme: The country’s largest insurance company, Life Insurance Corporation of India (LIC), has launched a new “Smart Pension Plan” for its customers. This is a single premium, immediate annuity plan, which offers individual and joint life annuity options. The plan was launched in the presence of Finance Ministry Secretary Shri M. Nagaraju and other dignitaries.

What are the features of Smart Pension Plan

Immediate Pension: Option to start annuity immediately with a single premium.

Diversified Options: Multiple annuity options available to suit different needs.

Age Limit: Minimum entry age is 18 years and maximum is 100 years (depending on annuity option).

Personalized Options: Option to choose between Single Life and Joint Life Annuity.

Benefits for old policyholders: Additional annuity rate to existing policyholders and their nominees.

Liquidity Facility: Partial or full withdrawal options available.

Digital Purchase: This plan is available online at www.licindia.in.

Benefits of Smart Pension Plan

  • Minimum investment ₹1,00,000, additional incentives on higher investments.
  • Special annuity facility for NPS subscribers.
  • Annuity options available for PwDs.
  • Monthly, quarterly, half-yearly and yearly options for annuity payments.
  • Policy loan facility (available after 3 months).

Payout options to nominee

  • Lumpsum
  • Payout in installments
  • Advanced annuity or annuity accumulation option

Where to buy this plan?

You can buy this plan online (www.licindia.in) and offline through LIC agents, POSP-LI and Public Service Centers (CPSC-SPV).

Shyamu Maurya
Shyamu Maurya
Shyamu has done Degree in Fine Arts and has knowledge about bollywood industry. He started writing in 2018. Since then he has been associated with Informalnewz. In case of any complain or feedback, please contact me @informalnewz@gmail.com
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