If you want to take a policy under this scheme, then you can go directly to any bank and apply for this scheme. Apart from this, there are other ways through which you can take this policy.
In this era of corona, the importance of health insurance has been understood by the people. The effect of this is that only 57 percent growth has been registered in health insurance so far in the month of May. Not only private companies, but for better health facilities of the people, the Modi government has implemented a scheme since 2015. The purpose of this scheme is to provide health protection scheme to the backward classes of the country. Therefore, the government has also kept its premium name only.
The name of this scheme of Modi government is Pradhan Mantri Swasthya Suraksha Bima Yojana. Through this scheme, the government is benefiting the people of the lower income group of the country. The premium of this government scheme is only 12 rupees for a whole year, that means only 1 rupee of the month. With this scheme, the government provides insurance facility to those people in difficult times.
Corona period may work
In the Corona era, this scheme of the central government can be useful for you. Insurance facility is available under PMSBY so that lower income groups can also get treatment without spending. The premium amount of the Pradhan Mantri Suraksha Bima Yojana is deposited from the savings account of the account holder through auto debit facility by the bank. Any person will be eligible for this scheme only through a savings account.
Insurance of 2 lakhs in 1 rupee a month
People aged 18-70 can apply for PMSBY. It is mandatory to have a savings account to take advantage of the scheme. Under this scheme, the accident insurance of Rs 2 lakh is given in case of the death of an insurance taker, accident or complete disability. Permanently partial crippling provides a cover of Rs 1 lakh. Indians between 18 and 70 years of age can take advantage of PMSBY by paying an annual premium of only 12 rupees.
This is how you get benefits
If you want to take a policy under this scheme, then you can go directly to any bank and apply for this scheme. Apart from this, there are other ways through which you can take this policy. These include Bank Mitra, insurance agents and government and private insurance companies as well. Its premium is directly debited from your bank account. In a difficult time like Corona, this scheme is a boon for those whose income is very low and they are not able to get treatment with their money.
