PF Rule Changes: The Central Government’s EPF scheme has more than seven crore members in the country. Some of these members die untimely. In such cases, EPFO has given great relief to the families of the deceased members. Now they will not have to wait long to withdraw PF money. A new circular has been issued in this regard just yesterday.
PF Rule Changes: This news is important for more than seven crore members of EPFO or Employees’ Provident Fund Organization (EPFO). EPFO has taken a big decision in their interest. This decision is important for those families whose member has died. Now EPFO has made the process of settlement of death claims easier than before.
What’s new
According to a new circular of EPFO, now money will be deposited directly in the bank account of the minor children of the deceased member. For this, there will be no need for a guardianship certificate. Till now, if a member of the Employees’ Provident Fund Organization died, his family had a lot of trouble in withdrawing PF, pension or insurance money. They had to get a guardianship certificate from the court. It used to take several months to submit all these documents. This not only caused financial problems to the families, but also had to run around a lot.
What has been said in the new circular?
EPFO has issued a circular in this regard on 13 August 2025. It states, “In order to simplify the process and ensure quick payment to minor children, it is directed that no separate guardian certificate is required if payment is being made into the bank accounts of minor children.” EPFO says that they want the money to be received quickly and the children get their rights without any hassle.
What to do now
EPFO says that in order to easily withdraw the money of EPFO claim, a separate bank account has to be opened in the name of each child of the member. After this, the PF and insurance money will be deposited directly in the same account. Once the claim amount comes into this account, then there will be no problem in withdrawing it.
Which form for this?
An EPF Form 20 is in circulation in the Employees Provident Fund Organization. This is a special form, which is used to withdraw money from the PF account of a deceased EPF member. It can be filled by the nominee, legal heir or guardian of the deceased member. This form is for making a final claim of the PF account.
