Viona Fintech has received approval from the National Payments Corporation of India (NPCI) to operate as a Third-Party Application Provider (TPAP)-
New UPI Payment: Hyderabad-based startup Viona Fintech has received approval from the National Payments Corporation of India (NPCI) to operate as a third-party application provider (TPAP), paving the way for its entry into the fast-growing Unified Payments Interface (UPI) ecosystem.
Digital payments to expand in rural India
The fintech company, which makes GramPay and Viona Pay apps, said in a press release on September 8 that the approval will accelerate its plans to expand digital payments in India’s Tier II, Tier III and rural markets in partnership with banks.
Benefits from farmers to shopkeepers
Viona Fintech Founder Ravindranath Yarlagadda said, “This approval reflects NPCI’s confidence in our fintech applications to make UPI payments more accessible to farmers, shopkeepers and families.” He further said that the company is focused on creating safe and simple financial tools for both urban and underprivileged communities.
As part of its vision, Viona is also launching a Kisan Bazaar within GRAAMPAY, which will enable farmers to connect directly with buyers for fair pricing, faster settlement and better access to the UPI ecosystem.
🎉 Proud moment!
NPCI grants TPAP Approval to Viyona Fintech.
A big step forward in building secure, scalable & inclusive UPI solutions for India. 🚀#NPCI #TPAP #UPI #DigitalIndia pic.twitter.com/inQMoel5qs— Viyona Fintech (@viyonafintech16) September 8, 2025
Needs of rural India will be met
Viona’s flagship platform GramPay meets the digital payment needs of rural India, helping farmers, small merchants and local communities to make digital collections, payments and UPI transactions. The platform also promotes rural e-commerce and financial literacy through a network of village level entrepreneurs (VLEs).



