Employee Provident Fund (EPF) acts as a saving tool for the employees. The employee and the employer contribute an equal amount towards savings that can be availed upon retirement or after switching jobs. You can now check your EPF balance via SMS, by giving a missed call, via the EPFO app/Umang app, and the EPFO portal/Umang App. By allowing employees to access the EPF balance, they can easily:
- Plan their expenses well
- Avail a loan against their EPF balance
- Check the status of their PF balance
For more information, read our articles on PF Claim Status, PF Transfer, EPF Withdrawal & EPF Payment.
1. PF Balance Check Using EPFO Portal
Important Note: To check EPF balance, make sure that the employer has activated your Universal Account Number (UAN). Universal Account Number or UAN is unique for all the employees enrolled under the EPF scheme. A UAN number is allotted by the Employee Provident Fund Organization (EPFO). All employees should have only one UAN during their working life irrespective of the companies they change. Once your UAN number is activated, just follow these steps:
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Step 1: Log on to the EPFO portal. Go to the tab ‘Our Services’ and choose the option that says “for employees” from the drop-down menu.
Step 2: Now, click on the option ‘Member passbook’ under the option “Services.”
Step 3: A login page will appear. Enter your UAN number and password here after it has been activated. After logging in, you can access your EPF account.
2.PF Balance Check by Sending an SMS
Important Note: It is essential to integrate your UAN number with your KYC details, i.e. Aadhar or PAN or bank account details. Only then can you be eligible to access your EPF balance via SMS. Once the UAN number is integrated with your KYC details, follow these steps: Step 1: Send an SMS to mobile number 7738299899. Step 2: You need to send the message as EPFOHO UAN ENG. You’ll need to set your preferred language of communication. You can do that by using the first three characters of your preferred language. If you wish to receive updates in English, use the first three characters of the word English like EPFOHO UAN ENG – where ENG stands for English. If you want to receive the message updates in Marathi, then type in EPFOHO UAN MAR – where MAR stands for Marathi. This facility is available in English, Hindi, Punjabi, Gujarati, Marathi, Kannada, Telugu, Tamil, Malayalam, and Bengali.
3. PF Balance Check by giving a missed call
Important Note: You can inquire about your EPF balance by giving a missed call to the authorised phone from your registered mobile number. This service is only available upon the integration of your UAN with your KYC details. If you are unable to do this, you can take the help of your employer. Once the UAN is integrated with your KYC details, follow the steps mentioned below: Step 1: Give a missed call to 011-22901406 from your registered mobile number. Step 2: After placing a missed call, you will receive an SMS providing you with your PF details.
4. PF Balance Check using the Umang/EPFO app
Important Note: To check your PF balance, make sure that the employer has activated your UAN number. You can also check your PF balance by downloading the “m-sewa app of EPFO” from the Google Play Store.
Step 1: Once the app is downloaded, click on ‘Member’ and then go to ‘Balance/Passbook’.
Step 2: Afterwards, enter your UAN and registered mobile number. The system will verify your mobile number against your UAN. If all the details check out, you can view your updated EPF balance details.