Post Office: With this scheme, husband and wife can earn Rs 59400, this is the way

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Monthly plan of post office
The post office is a very good place for investment. Your money is safe here. If you invest in ways and wisdom, you can benefit greatly. Post Office Monthly Income Scheme (POMIS) is a good option for earning. A joint account can be opened under this scheme. The benefit will also double. Now know its method.



Invest like this
You have to open a joint account with your spouse in the monthly income scheme of the post office. Actually you can invest minimum Rs 1,000 and maximum Rs 4.5 lakh in a single account of this scheme. But if the account is joint, then the maximum investment amount is Rs 9 lakh. By the way, if you want, more than 2 people can also open this account. Equal money is distributed to everyone at maturity.

Also Read: LIC Bumper Offers: Get Rs 80 daily pension of Rs 28,000 a month, know plan

How much is the interest rate
It may be noted that there is no change in the interest rates for the post office savings schemes for the October-December quarter. Accordingly, 6.6 percent interest will be available on the monthly income account scheme as before. The returns under the scheme are decided on an annual basis. Now if we see 6.6% interest on an investment of Rs 9 lakh, then it comes to Rs 59,400. Here 9 lakh rupees have to be made in the joint account of the husband and wife. In this context, both of them can earn Rs 59,400 by sitting in the year together.

How to open an account
If you want to open a monthly income scheme account, then you have to go to the branch of the post office. India Post has branches across the country. You have to provide a photo copy of any of the Aadhaar card, Voter ID, PAN card, ration card, driving license. You also have to provide your address proof. Apart from this, 2 passport size photographs will have to be given.



Interest rate on other schemes
4% on savings deposits, 5.5% on 1-year time deposits, 5.5% on 2-year time deposits, 5.5% on 3-year time deposits, 6.7% on 5-year time deposits, 5.8% on 5-year recurring deposits, 5-year senior citizen 7.4 percent interest on saving scheme, 6.6 percent on 5-year monthly income account, 6.8 percent on 5-year National Savings Certificate, 7.1 percent on PPF, 6.9 percent on Kisan Vikas Patra (will be matured in 124 months) and 7.6 percent interest on Sukanya Samriddhi Yojana Are getting.

 

 

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