This data has been obtained from the information sought under Right to Information.
Under the Pradhan Mantri Jan-Dhan Yojana (PMJDY), more than half, ie 55 per cent account holders are women. This data is found from the information sought under Right to Information (RTI). However, no data has been given regarding deposits in the accounts of women and men. In a reply given by the government to Chandra Shekhar Gaur, a worker of Madhya Pradesh, who has imposed the right to information, it has been said that till September 9, 2020, there were a total of 40.63 crore accounts under PMJDY. Of these, 22.44 crore accounts were of women and 18.19 crore accounts were of men.
According to the information provided by the Finance Ministry, the deposits in these PMJDY accounts increased by 8.5 percent to around 1.30 lakh crores by the beginning of September in the current financial year. It has been said in the information that the total deposits in PMJDY accounts as on April 1, 2020 was Rs 1,19,680.86 crore, which increased by 8.5 percent to Rs 1,29,811.06 crore by September 9, 2020.
Zero balance in 3.01 crore accounts
However, the Finance Ministry has said that no separate details of deposits have been kept in the accounts of female and male account holders. On the question of zero balance or balance in PMJDY accounts, the Finance Ministry said that as of September 9, 2020, there were 3.01 crore accounts in which there was no money. According to the data of PMJDY on October 7, 2020, the total number of account holders is 40.98 crore. The amount deposited in these accounts is Rs 1,30,360.53 crore. Pradhan Mantri Jan-Dhan Yojana was started in August 2014 under the National Financial Inclusion Mission.