Pradhan Mantri Jeevan Jyoti, Suraksha Bima and Atal Pension Yojana: In today’s era of turbulent life and inflation, most people think of securing their future by spending less money, but due to lack of information, many people are late in planning future. They do it or do not even make a plan. The Central Government currently has three such welfare schemes, in which people can have a secure future after spending only Rs 400.
The central government has introduced several schemes for people from different regions and classes. This includes some such schemes, which can improve the life of the common man after a small investment. The only need is that people should know about it. Come, let us know what are the schemes of the government, in which after spending less money, people’s future can be secured …
PM Jeevan Jyoti Insurance Scheme (Pradhan Mantri Jeevan Jyoti)
Pradhan Mantri Jeevan Jyoti Pradhan Mantri Jeevan Jyoti, launched in the month of May 2015, is a term insurance plan of the government. Term plan means that the insurance company pays the insurance amount only after the death of the policyholder. If the policy holder stays well even after the completion of Jeevan Jyoti Insurance Scheme, then he does not get any benefit. The age of maturity of Jeevan Jyoti insurance policy is 55 years. This term plan has to be renewed every year. The sum assured in this is Rs 2,00,000. The annual premium for the Prime Minister Jeevan Jyoti Bima Yojana is Rs 330. This scheme can be taken by any Indian citizen between the age of 18 -50 years.
PM Suraksha Bima Yojana (Suraksha Bima)
You can get lifetime benefits if you invest only 12 rupees per annum in Prime Minister Suraksha Bima Yojana (Suraksha Bima). The benefit of this insurance scheme will be given only to those who are aged between 18-70 years. An amount of Rs 2 lakh is given to his dependents in case of accidental death or disability of a customer who purchases insurance. For more information about both insurance schemes, you can read at https://jansuraksha.gov.in/. Apart from this, information can also be obtained on toll free number 1800-180-1111 / 1800-110-001.
Atal Pension Yojana
Modi government’s Atal Pension Yojana is the most talked about for a safe future. You can arrange a fixed pension for old age by making a small investment in this scheme right now. It is necessary to be 18 years of age for investment. The initial investment amount at this age is 42 rupees. Talking about the benefits of this scheme, after the age of 60 years, a certain amount of life will be given as pension. If you die then your partners will be able to take advantage of the plan.