SBI Credit Card Policy Change: If you are an SBI credit card user, then this news can be very useful for you. Air accident insurance facility will be discontinued for SBI credit card users from August 11, 2025, which will affect millions of customers.
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SBI Credit Card Policy Change: If you are an SBI credit card user and are taking advantage of the benefits of air accident insurance cover, then August 2025 is bringing an important change for you. SBI Card is going to discontinue the free air accident insurance facility available on its major credit cards from August 11, 2025. This change will directly affect millions of public customers, especially those who depended on this facility for safety in air travel.
Will this insurance facility of these cards be discontinued?
Till now, complimentary (free) air accident insurance of up to Rs 1 crore or Rs 50 lakh was available on many premium and co-branded credit cards of SBI. After August 11, 2025, this benefit will stop being available. The cards on which this facility is ending include
Cards with ₹1 Crore insurance cover
- SBI Card ELITE
- SBI Card Miles ELITE
- SBI Card Miles PRIME
- UCO Bank SBI Card ELITE
- Central Bank of India SBI Card ELITE
- Allahabad Bank SBI Card ELITE
- PSB SBI Card ELITE
- Karur Vysya Bank (KVB) SBI Card ELITE
- KVB SBI Signature Card
Cards with ₹50 lakh insurance cover to be discontinued:
- SBI Card PRIME
- SBI Card Pulse
- UCO Bank SBI Card PRIME
- Central Bank of India SBI Card PRIME
- PSB SBI Card PRIMEKVB SBI Card PRIME
- KVB SBI Platinum Credit Card
- South Indian Bank SBI Card PRIME
- South Indian Bank SBI Platinum Credit Card
- Karnataka Bank SBI Card PRIME
- Karnataka Bank SBI Platinum Credit Card
- City Union Bank SBI Card PRIME
- UBI SBI Platinum Credit Card
- OBC SBI Visa Platinum Card
- Federal Bank SBI Platinum Credit Card
What does this change mean for you?
Now you will not get this extra protection during air travel. In such a situation, if you travel often and were dependent on free insurance for mental peace, then you may now have to take separate travel or personal accident insurance.
Experts advise that if this benefit is important for you, then definitely look at the individual travel or personal accident insurance policy available in the market.
All card holders are advised to read the new terms and conditions of their card and understand which benefits are still available.
In case of any confusion or confusion, take detailed information from SBI Card Customer Care.
Till now, all the cards in this list provided air accident insurance cover to the card holders without any additional charge or application. In case of an accident during air travel, a cover of up to Rs 1 crore or Rs 50 lakh could be given directly to your family. This feature was considered a major feature of premium credit cards.
Why did SBI take such a decision?
Even though SBI Card did not officially give the reason, this is a growing trend in the banking and finance industry. Many other banks are also gradually stopping such complimentary benefits or tightening their terms, so that the benefits reach only a limited number of users and the cost of the banks is also controlled.
