new Delhi. The Government of India runs a savings scheme for daughters called Sukanya Samriddhi Yojana. The scheme is currently paying the highest interest in the country. Every person who has a daughter can benefit from this scheme. But only those whose daughter is not more than 10 years old can take advantage of this scheme. This scheme can be availed in the name of two daughters. But if the second daughter is twin then this account can be opened in the name of elder daughter and both twin daughters. There is also a huge relief on depositing money in this scheme. While you can open an account under Sukanya Samriddhi Yojana with a minimum of Rs 250, a minimum deposit of Rs 250 is necessary to keep it running every year.
Take complete information about deposits and maturity, in such a situation, if you want to open this account in the name of your daughter and get lakhs of rupees on completion of the scheme, then you will get complete information about this scheme here. Usually people do not understand how much money they will deposit, then how much money will be received by the daughter on completion of Sukanya Samriddhi Yojana. If you want to know about this, then you can take complete information in this subject from the table given here. Let us know how an investment of 1000 rupees a month can give lakhs of rupees to a daughter.
Sukanya Samriddhi Yojana Interest Rates Sukanya Samriddhi Yojana (SSJ) account can be opened in any post office or bank branch. Sukanya Samriddhi Yojana was started in 2015. At present, 7.6% interest is being paid in Sukanya Samriddhi Yojana.
Know how to open Sukanya Samriddhi Yojana account. To open Sukanya Samriddhi Yojana account, one has to fill a form in the bank or post office. With this form you have to provide proof of the daughter’s age. A birth certificate is required for this.
The following documents are required for Sukanya Samriddhi Yojana: For Sukanya Samriddhi Yojana, parents have to provide their identity documents. In these documents, PAN card, ration card, driving license, passport documents have to be given. Apart from this, the guardian has to provide documents such as driving license, passport, electricity bill or ration card for proof of address. After this, the account can be started by depositing a minimum amount of 250 rupees or more if desired. The bank or post office opens the Sukanya Samriddhi Yojana after verifying the documents given on your behalf. After this, you will be given a passbook, in which the complete details of the deposit and information about when the account will be opened. When your daughter is 21 years old, then the account will be closed automatically, and the money in it will be transferred to the daughter’s name.
Account related to Sukanya Samriddhi Yojana – With the Sukanya Samriddhi Yojana, up to 50% of the money can be withdrawn for higher education when the daughter is 18 years old. – Sukanya Samriddhi Yojana Account opens with a minimum of Rs 250. But up to a maximum of Rs 1.5 lakh can be deposited in Sukanya Samriddhi Yojana account in 1 financial year.
-In the Sukanya Samriddhi Yojana, if you have opened an account in the name of more than one daughter, then you can deposit only a maximum of Rs 1.50 lakh every year, including all the accounts. No more can be deposited than this. Know some more special things – Interest rates keep changing in Sukanya Samriddhi Yojana. Presently, in September 2020, under the Sukanya Samriddhi Yojana, 7.6 percent annual interest is being received. – Income tax exemption on investment in Sukanya Samriddhi Yojana. This exemption is available under section 80C of Income Tax.
Sukanya Samriddhi Yojana account can be shifted from one bank to another and from one post office to another post office. Not only this, Sukanya Samriddhi Yojana account can be changed from bank to post office and post office to bank also. Shifting of Sukanya Samriddhi Yojana does not attract any fees. Sukanya Samriddhi Yojana account can be closed after 5 years. But if you want to do this, it can only happen under the following circumstances. It is possible to discontinue Sukanya Samriddhi Yojana in case of any dangerous disease or any other such problem.
Now know how many lakh rupees the daughter will get according to the investment every month. Know how much you will get in Sukanya Samriddhi Yojana, after depositing Rs. 1000, i.e. Rs. 12000 in a year, this is accounted for – Rs. 12000 deposited in the year – Total will be deposited Rs. 1.80 Lakh – Total interest will be around 3.29 lakh rupees – Overall the scheme will get 5.09 lakh rupees
Know how much you will get in Sukanya Samriddhi Yojana on depositing Rs 2000 every month, ie Rs 24000 in a year – this is calculated – Rs 24000 will be deposited in the year – will be deposited Rs 3.60 lakh – will get total interest, about Rs 6.58 lakh – on completion of the scheme 10.18 lakh rupees
Know Sukanya Samriddhi Yojana, how much you will get for depositing Rs 3000 every month, ie, Rs 36000 in a year – this is calculated – Rs 36000 deposited in the year – will be deposited in total – Rs 5.40 lakh – will get total interest, about Rs 9.87 lakh – on completion of the scheme 15.27 lakh rupees
Know how much you will get for depositing Rs. 4000 every month in Sukanya Samriddhi Yojana, ie, Rs. 48000 deposited in the year – Total deposit will be Rs. 7.20 lakhs – Total interest will be around Rs. 13.16 lakhs – Overall on completion of the scheme Will get 20.37 lakh rupees
Know how much you will get in Sukanya Samriddhi Yojana by depositing Rs 5000 every month, ie Rs 60000 in a year – this is calculated – Rs 60000 will be deposited in the year – Total deposit will be Rs 9.00 Lakh – Total interest will be around Rs 16.46 Lakh – After completion of the scheme Will get 25.46 lakh rupees
Know Sukanya Samriddhi Yojana, how much you will get by depositing Rs 6000 every month, ie Rs 72000 in a year, this is accounted for – Rs 72000 deposited in the year – Total deposit will be Rs 10.80 lakh – Total interest will be around Rs 19.75 lakh – After completion of the scheme 30.55 lakh rupees
Know how much you will get by depositing Rs. 7000 every month in Sukanya Samriddhi Yojana i.e. Rs. 84000 in a year. It is calculated. Rs. Will get Rs 35.64 lakh
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