Sukanya Samriddhi Yojana: The rate of interest is 7.6 percent. You can invest up to a minimum investment of Rs 250 to Rs 1.5 lakh.
In Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana), daughters have made big savings. The daughters of the country have added more than one lakh crore rupees in the last about 6 years. Not only this, more than 2 crore accounts have also been opened in Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana).
It says figure
The scheme was started in December 2014. According to the data of the National Savings Institute, 2,34,31056 accounts have been opened in the scheme till 30 April 2021. At the same time, an amount of one lakh four thousand 15 crore has also been added to these accounts.
Planning to reduce the stress of daughter’s education and marriage
From daughter’s education to marriage, there is no need to worry. In this, Sukanya Samriddhi Yojana of the government can reduce your stress to a great extent.
Investing in it yields an annual interest rate of 7.6 per cent. The special thing is that you can invest up to a minimum investment of Rs 250 to Rs 1.5 lakh.
Under the scheme, any account can be opened in the name of the daughter. If you invest in it, deduction is given under section 80C. The amount of interest and maturity earned on the deposit is outside the tax net.
Sukanya scheme (Sukanya Samriddhi Yojana) is considered very good among small savings schemes. It was started by the government under the Beti Bachao Beti Padhao campaign.
This account can be opened anytime from the birth of a daughter to the age of 10 years. A maximum of 50 percent of the balance can be withdrawn from the account if the daughter is 18 years old or has passed 10th standard.
Apart from this, money can be withdrawn from the account in lump sum or in installments. Under the scheme, accounts can be opened for two daughters in the family. However, in case of twins, an account can also be opened for three.
Will have to deposit for 15 years
To open an account under the scheme, one can go to the nearest bank or post office. The amount of money to be deposited in the plan will also have to be taken care of. In this, deposits can be made from the date of opening of the account till the completion of the next 15 years.