CM Youth Udhami Yojana: To provide employment to the unemployed, interest-free loans of up to ₹5 lakh are being provided under the CM Youth Udhami Yojana. In the year 2025-26, 925 youth from the district took advantage of this scheme. According to Anurag Sharma, LDM of Indian Bank, young people aged 21-40 can apply online and start a shop, dairy, or other business.
Chitrakoot in Bundelkhand has been identified as an aspirational district. Due to the lack of employment opportunities here, residents migrate to larger cities. If you want to create your own business while staying in your area, you can take an interest-free loan under the CM Youth Entrepreneur Scheme and start your own business.
925 people benefited in the district in one year.
Under the CM Youth Entrepreneur Scheme, a loan of up to ₹5 lakh is provided through banks, with no interest charged. In Chitrakoot, approximately 925 people benefited from this scheme in 2025-26. By taking advantage of this scheme, you can start your own business, thus avoiding the need to migrate to larger cities for employment. To avail of this scheme, young people must go through some simple government procedures. After this, they can easily obtain a loan from the bank. Many people in the district are taking out loans and creating their own businesses.
Following this process will grant you a loan.
Informing Local 18, Anurag Sharma, LDM of Chitrakoot Indian Bank, informed them that this scheme was launched by the Chief Minister on January 24, 2025. Under this scheme, young people between the ages of 21 and 40 can avail of a loan of up to ₹5 lakh to support their livelihoods. This allows them to establish their own businesses, including shops, dairies, factories, online shops, and other businesses within their district. To obtain a loan, they must apply online at the District Industries Center, after which the loan will be disbursed through the bank. Documents required include Aadhaar, PAN card, photo, and a project-related quotation. They can also apply at any public service center and establish their own business.
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