Whenever we talk about ATM, we only understand that only cash can be withdrawn from here. Apart from this, balance check or mini statement can be withdrawn. However, ATM is not limited to this only, but you can take advantage of many banking services through bank ATMs. These include services like FD to premium payment or mobile recharge. Many banks including SBI, ICICI Bank, HDFC Bank are giving you many different facilities from their ATMs. Let us know about 11 such services, which you can take advantage of through ATM.
Can do fund transfer
If you want to transfer funds then you can do it from ATM. Card to card transfer up to Rs 40,000 per day can be done from one SBI Debit Card to another SBI Debit Card at SBI ATMs.
Can open Fixed Deposit (FD)
Many banks are offering the facility of opening FD i.e. fixed deposit from their ATMs. This facility is available in ICICI Bank ATM. For this, you should have a resident savings or salary account in ICICI Bank, as well as it is also necessary to have a debit card and PIN.
Check Book Request
If you need a check book, then you can apply for a new check book by going to the ATM. After that the check book will be delivered to the address registered with your bank.
Can do mobile recharge
If you are in a place where there is a problem of internet, then you can do mobile recharge by going to the ATM. There are many other banks including SBI, which are providing this facility in their ATMs.
utility bill payment
You can pay utility bills like electricity bill, water bill by visiting an ATM. This facility is available in ATMs of many banks including SBI. Credit card bill can also be paid from ATM. For this you need to know your credit card number.
Tax payment facility is also available from many ATMs. ATMs of many banks including Union Bank of India, HDFC Bank have this facility. For this, the debit card will have to be registered for payment of tax from ATM on your bank’s website. On payment of tax, the ATM will provide you a slip containing the SIN number. You have to submit this number on the bank’s website within 24 hours.
If you want to donate to any temple or charity, then this work is also done through ATM. SBI ATM will offer you services like Vaishno Devi, Shirdi Saibaba, Gurudwara Takht Saheb (Nanded), Tirupati, Shree Jagannath (Puri), Palani (Tamil Nadu), Ramakrishna Mission (Kolkata), Kashi Vishwanath (Banaras), Tulja Bhavani and Mahalaxmi Temple (Mumbai) Giving donations to many other temples and trusts.
Cash deposit facility
Such facility is available in ATMs of many banks including ICICI, SBI. You can deposit money as well as deposit money from here. For this, you have to put money in the ATM machine or deposit it by cheque.
mobile banking registration
Customers can also register or register for mobile banking through ATM. Such facility is available to its customers like SBI, ICICI Bank etc. in ATMs.
insurance premium payment
This facility will be available by going to the Services option in the ATM machine. SBI and ICICI Bank are providing such facility.
Loan facility as well
One can apply for loan from ATM. This facility is available in ICICI Bank and HDFC Bank ATMs.