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EPF Alert: Do not hurry to withdraw money from PF account, retirement fund will lose more than 11 lakhs after withdrawing Rs 1 lakh

The government has given online facility to withdraw money from Employee Provident Fund (EPF or PF). This has made it easy to withdraw money from PF.




For this reason, it is seen that when people need money, they withdraw money from their PF fund. If you are also planning to withdraw money from PF fund, then it is very important for you to know how much your retirement fund will suffer if you withdraw money from here.

How will your fund be affected

According to the estimated calculus, if you have 30 years left in your retirement and now you withdraw Rs 50 lakh from your PF account, then it will affect your retirement fund by Rs 5 lakh 27 thousand. Know here how much money you withdraw will affect the retirement fund.

How much money to withdraw How much will you get after 20 years (Rs) How much will you get after 30 years (Rs)
10 thousand 51 thousand 1 lakh 16 thousand
20 thousand 1 lakh 02 thousand 2 lakh 31 thousand
50 thousand 2 lakh 55 thousand 5 lakh 58 thousand
1 Lac 5 lakh 11 thousand 11 lakh 55 thousand
2 lakhs 10 lakh 22 thousand 23 lakh 11 thousand
3 lakhs 15 lakh 33 thousand 34 lakh 67 thousand

Note: This table is given according to a rough estimate. Apart from this, in the table given here, interest was calculated annually.

Do not

withdraw money from the PF fund unless it is very important. Money management experts believe that it should be avoided to withdraw money from the PF unless it is very important. It is getting interest at the rate of 8.5%. The larger the amount withdrawn from the PF, the greater the impact on the retirement fund.

How much PF is deducted?




According to the rules, it is mandatory for people receiving salary to contribute 12% of their salary and dearness allowance to the PF account. At the same time, 3.67% of the amount deposited by the company is deposited in EPF. The remaining 8.33% is deposited in the Employees Pension Scheme (EPS).

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