Bank FD Rate: If you want to invest your savings while keeping them completely safe, fixed deposits are a good option. FDs offer fixed and secure returns. Some small finance banks offer excellent returns. A good opportunity has emerged for senior citizens.
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Senior Citizen FD Interest Rates 2026: Investing in fixed deposits (FDs) is also considered a good option. The biggest advantage is that you get both security and fixed returns. There’s no risk involved. Therefore, if you’re looking to earn big money through fixed deposits this New Year, investing in a small finance bank may be a better option. Some banks are still offering interest rates of up to 8% on five-year fixed deposits (FDs) for senior citizens (aged 60 and above), with a limit of ₹3 crore.
In this context, some small finance banks are offering FD schemes that allow senior citizens to earn good returns with better interest rates. If you or a senior citizen in your family is looking for a safe investment, these options may be useful for you. Let’s learn about some such FD schemes…
1. Suryoday Small Finance Bank
According to a report in the Economic Times, Suryoday Small Finance Bank is offering 8% annual interest on 5-year FDs for senior citizens. If you want a safe investment with good returns, an FD from this bank could be a good option. Therefore, you may want to invest your money in this bank’s FD.
2. Jana Small Finance Bank FD
Jana Small Finance Bank offers senior citizens an interest rate of 7.77% on its 5-year FDs. Therefore, you can invest your money in this bank’s FD. If senior citizens are looking for a safe return option, this could be a good option.
3. AU Small Finance Bank FD
AU Small Finance Bank offers senior citizens an interest rate of 7.25% on its 5-year FDs. Therefore, you can invest your money in this bank’s FD.
4. ESAF Small Finance Bank
ESAF Small Finance Bank offers senior citizens 6.25 percent annual interest on 5-year FDs. Those looking for a safe investment option can consider this bank’s fixed deposits.
5. Equitas Small Finance Bank
Equitas Small Finance Bank offers senior citizens an interest rate of 7.50 percent on its 5-year FDs. Therefore, you can invest your money in this bank’s FD.
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