Indian Bank Schemes: Indian Bank is giving the benefit of these two schemes of the government to its customers. Under these schemes, you can take advantage of up to Rs 2 lakh annually.
Indian Bank Schemes: Indian Bank has come up with a special offer for its customers. If you also have an account in this bank then this news is for you only. Now you can take advantage of up to Rs 2 lakh in less than Rs 30. This benefit will be available under the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) run by the Central Government. The policyholder who has taken this scheme will get an insurance cover of up to Rs 2 lakh on depositing Rs 330 annually from the bank.
On the other hand, in the second scheme of the government, Pradhan Mantri Suraksha Bima Yojana PMSBY, if you deposit only Rs 12 annually, then you will get accidental insurance of Rs 2 lakh. Let us know everything about these two schemes…
Under this scheme of the government, life cover is available till the age of 55 years. (PMJJBY) Let us tell you that if a bank holder has taken insurance and that person dies, then that nominee will get a cover of Rs 2 lakh. Talking about the annual premium, in this scheme you have to deposit less than Rs 330 i.e. 30 rupees per month. At the same time, all the people between the age of 18 to 50 years can take advantage of this scheme. But for this you need to have a bank account. The premium amount gets auto-deducted from your account every year before 31st May.
You will not need to invest much money in the Prime Minister’s Suraksha Bima Yojana. For this scheme, if you deposit one rupee every month or even only 12 rupees in a year, then you can get accidental insurance of Rs 2 lakh. Let us tell you that the Central Government had started the Pradhan Mantri Suraksha Bima Yojana PMSBY a few years ago at a very nominal premium. Talking about the annual premium of PMSBY, it is only 12 rupees. This money is automatically deducted from your bank account on 31st May. The special thing is that you can take advantage of this scheme even after retirement. That is, people between the age of 18 to 70 years can take advantage of this scheme.
How to register for these schemes
If you want to register these beneficial schemes of the government PMJJBY and PMSBY, then for that you have to apply for it by going to any nearest bank. (PMSBY) Apart from this, you can also take the help of a bank friend. That is, you can also contact the insurance agent associated with the bank. Government’s insurance companies and many private insurance companies tie-up with banks and pass on the benefits of these schemes to the people. To know about these schemes in detail, you can find out by visiting www.financialservices.gov.in.
