HDFC Bank Millennia Debit Card: Many banks in the country do not give any reward point-cashback to their customers for loading money in E-Wallet with debit and credit cards. The name comes in the e-wallet. Many apps like Paytm, Mobikwik, Freecharge, Phonepe, Amazon Pay. But HDFC is one such bank, which gives up to 1% cashback point even on loading money into any e-wallet through its Millennia Debit Card.
Features of HDFC Bank Millennia Debit Card
Let us tell you that 1% cashback point is available on offline spend and wallet reload. That is, you can get cashback up to Rs 4800 annually. Let us know how to get cashback point. 5% cashback point is available for spending through PayZapp and SmartBuy. 2.5 percent cashback point is available on all online spends. Through this card, you can access Domestic Airport Lounge four times in a year. Apart from this, accidental insurance coverage of up to Rs 10 lakh is available on the card.
Cashback point is available after 90 days
In fact, you can earn cashback points for transactions above Rs 400. That is, you can get a maximum of 400 cashback points on a card every month. To redeem, you can multiply this cashback point by a multiple of 400 through netbanking. This means that you can redeem only cashback point apart from 400, 800, 1200, 1600, 2000, 2400.
How to redeem cashback point
You have to log in to HDFC Bank’s Netbanking. First go to the Cards section and select the Debit Cards option. Now click on Enquire and go to CashBack Inquiry and Redemption and select Account Number. Now by clicking on Continue, you will have to enter the cashback point in the multiple of 400. After redeeming these amounts are credited to your HDFC Savings Account. Here the value of one Cashback Point is equal to one rupee.
HDFC bank Millenia Debit Card charges and limits
The annual fee of this card is Rs 500 after removing the tax. Also talking about the limit, in a day you can deal with many things through this card. For example, you can withdraw up to 50 thousand rupees in a day from ATM. Domestic shopping up to Rs 3.5 lakh can be done in a day and international shopping up to Rs 1 lakh can be done.
