Domiciliary insurance cover – This health policy also includes inpatient hospitalization, before and after hospitalization, hospitalization expenses under Covid-19, critical illness such as domiciliary hospitalization.
The paperless buying process is being promoted in the digital era. In today’s era, many important works have started going online from phone bills. But no such change was seen in the field of insurance. In the field of insurance, especially in health insurance, the policy was available only after going through several paper procedures. But now, through paperless purchases, customers will be able to get a health insurance policy in just 2 minutes through the mobile app.
Navi General Insurance has launched a ‘2 minute’ online retail health insurance policy to promote paperless purchases in insurance. Customers can buy health insurance products in just 2 minutes through a fast and completely paperless process through the app and an immediate policy is also issued on the app itself.
Insurance from 2 lakh to 1 crore
Under this product, health insurance products worth Rs 2 lakh to Rs 1 crore are issued for people who can be customized for the individual or the whole family. The claim process can be started on the phone through the helpline and most cashless claims are approved within 20 minutes. Navi Health Insurance is one of the leading companies in this industry with a claim settlement ratio of 98% and has a network of more than 10,000 hospitals in over 400 locations across the country. Customers can download the Navi Health Insurance app from the Google Play Store.
Covid will also get a claim
This health policy includes inpatient hospitalization, before and after hospitalization, hospitalization expenses under Covid-19, domiciliary hospitalization, 393 day care procedures, road ambulance cover, vector borne disease cover, optional critical Illness cover, maternity and newborn baby cover.
Claim settlement will be done within 4 hours
Customers can claim any number of times a year under the upper limit of their chosen sum insured option. Apart from this, customers can also get reimbursement on treatment in a non-networked hospital across the country, in which claim settlement is done within 4 hours on providing complete documentation. Under this plan, a lifetime renewal can be done and there is no need to have medical checkup on every renewal, unless the customer demands to increase the sum insured on any renewal. In every policy, once the entire limit is over, 100 percent of the base sum assured is automatically restored. The entire process goes online because no agents are involved.
Helpful in critical illnesses
An ‘Extra Care’ cover is also available in this product, it includes an additional sum of Rs 20,000 on hospitalization for dengue, malaria, swine flu and other vector borne diseases and does not affect the base sum insurance. . Ramchandra Pandit, MD & CEO, Navi General Insurance, said, “Through our health insurance offering, we aim to have a comprehensive simplification of health insurance for people and their families.” Navi Health aims to completely change the perception of customers that purchasing and acquiring health insurance is complex, from purchasing a policy in a paperless manner through the app to an easy-to-understand but comprehensive policy, hassle-free settlement process. And the process is cumbersome.