The reduction in home loan interest rates has given people a great opportunity to invest in real estate and fulfill their dream home. And external financing in the form of housing loans remains the most preferred option to fund these investments in India. Bajaj Housing Finance Limited (BHFL), a subsidiary of Bajaj Finance Limited, is offering convenience-rich home loans to its customers. Customers can take advantage of the prevailing real estate prices and become home owners on great terms. The important thing is that if you take a home loan from Bajaj Housing Finance, you can also get a special Amazon gift voucher of up to Rs.10,000. Customers who will fill the home loan application form on the BHFL website will be eligible for this offer.
Know the details of the offer
Let us inform customers wishing to apply for a home loan that Bajaj Housing Finance Limited has a special offer. Under the offer, customers will have to fill the home loan application form on the BHFL website before July 22, 2021. Only then will you be eligible to get a gift voucher of Rs 10000. Note that the offer is valid only if the loan amount is disbursed before July 30, 2021.
How many vouchers on how many loans
You will get an Amazon gift voucher worth Rs 5000 against a home loan of up to Rs 50 lakh. At the same time, customers opting for a home loan of more than Rs 50 lakh will be eligible for a voucher of Rs 10,000. This is a limited period offer, hence borrowers should proceed with the application at the earliest to avail the same.
What other facilities will be available
You will get many more benefits apart from gift vouchers up to Rs.10,000 when you take a home loan from Bajaj Housing Finance Limited. These include hassle free from hefty EMIs, convenient repayment tenure and online application facility.
Pay attention to this
Explain that every city has its own income structure and standard of living, on the basis of which lenders decide the housing loan criteria. However some entitlements are everywhere. Like someone’s CIBIL score. Having a CIBIL score of 750 or above helps loan borrowers to get a faster home loan with easy terms.
How to reduce interest amount
Prepayment of home loan is one of the best ways to save money on home loan and reduce the loan interest amount. If one wants to make prepayment of home loan, then he should be financially sound. But note that if you want to prepay for the loan, there will be no pre-closure charges as the interest rate on the home loan is adjustable (floating). However in case of a fixed rate, some penalty or fee has to be paid.