SBI Vs ICICI: At present, home loans are much cheaper than many years ago. The real estate business has suffered a setback. Due to which houses have become much cheaper than before. In view of this opportunity, two big banks of the country have discounted their home loan rates till 31 March. In such a situation, this is a good opportunity for anyone who wants to take home at this time. Let’s take a look at the rates of both banks –
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State Bank of India has reduced the interest on home loans for its customers till 31 March. The concessions of the State Bank of India are directly linked to the CIBIL score. Home loans up to Rs 75 lakh starting at 6.70%. At the same time, this home loan above 75 lakh will start at 6.75%. If you use the Yono app, then you will get a discount of 5 bps at the interest rate. There is also a 100 percent discount on processing fees.
If we talk about ICICI Bank, then this private bank is offering the cheapest home loan in the last ten years. According to the home loan rates issued from March 5, there will be an interest rate of 6.70% on home loans up to 75 lakhs, while on more than 75 lakhs it will be 6.75%. This offer will be applicable till 31 March. This year’s financial year will end on 31 March. In such a situation, investing in a home loan can be a better option.
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