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How to activate the closed account of PPF, this process is very easy

Public Provident Fund (PPF) is one of the most popular investments in India. One can invest in PPF for a tenure of 15 years. The depositor has to deposit a minimum of Rs 500 in a financial year to keep the account running. The account becomes inactive if the deposit is not made on time. Actually, due to the scheme of the central government, it gives guaranteed returns. Which is higher than the returns on other low risk products. In PPF, an investor can invest up to Rs 1.50 lakh in his account. If a person’s PPF account has become inactive, then he can start it again.

When can PPF account become inactive?

The PPF account is considered ‘inactive’ if the minimum amount is not deposited in every financial year of Rs.500. Know how to activate if account becomes inactive.

Submit written application

To revive the inactive PPF account, the account holder has to give a written request to the branch of the bank or post office where you have opened the account. The application can be made at any time during the 15 year period of the account.

Minimum deposit with fine

The investor has to deposit a minimum of Rs 500 for every financial year the account becomes inoperative. Along with this a penalty of Rs 50 will have to be paid for each financial year in which the account was inactive. The check has to be deposited at the bank branch along with the application.


After you submit your application, your bank or post office will check the application to see if the 15-year period has passed. Your PPF account will be started on successful verification. However, if the tenure of 15 years is over, the account cannot be revived.

Parvesh Maurya
Parvesh Maurya
Parvesh Maurya, has 5 years of experience in writing Finance Content, Entertainment news, Cricket and more. He has done BA in English. He loves to Play Sports and read books in free time. In case of any complain or feedback, please contact me @
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