Government Scheme News: If you want to get pension after retirement, then you can get a good amount of money every month by depositing money in this government scheme. Both husband and wife get benefits under this scheme. For this you must have a government job.
Government Scheme: Let us tell you that under this scheme even people without jobs can get pension. Let us tell you that in this government scheme, you contribute Rs 210 every month and when the turn of pension comes under this scheme, money will start coming into your account.
Know what is the government scheme
At the time of retirement, Atal Pension Scheme i.e. APY has been started for those who are not able to meet their expenses at the time of retirement or who want to take advantage of this scheme. Any person between 18 years to 40 years can open an account in Atal Pension Scheme. For this you will have to go to the bank or post office. Any citizen of the country can avail benefits of this scheme.
Benefits of Atal Pension Scheme
To avail the benefits of this scheme, one has to pay premium regularly till the age of 60 years. After this, a fixed amount of monthly pension will start. Depending on the tenure, pension is given between Rs 1,000 to Rs 5,000. APY scheme provides exemption under section 80CCD of income tax. Along with this, tax benefit of up to Rs 2 lakh is also available in it.
Husband and wife will get pension of Rs 10 thousand
If you start investing in this scheme from the age of 18 and when you are married, the husband and wife invest in this scheme every month, then after turning 60, they get monthly pension under this scheme. A minimum pension of Rs 5,000 is guaranteed every month.
Only Rs 210 has to be invested in this scheme. To get 10 thousand rupees monthly, both husband and wife have to invest Rs 210 each every month in the account opened in Atal Pension Scheme.
