The gas cylinder explosion or responsibility lies with the dealer or company. Very few people know that compensation of up to Rs 50 lakh can be obtained in the event of such an incident. But for this, some important things have to be kept in mind, about which we are telling you.
new Delhi. A few days ago, there was chaos in a house in Prayagraj, Uttar Pradesh, after the case of a gas Cylinder Blast came to light. A live video of the cylinder burst also surfaced. By watching the video of the blast, it can be guessed how the fire in the cylinder is dangerous. People have to suffer a lot due to this sudden incident.
In such a situation, it is important that we know what precautions should be taken while using LPG and what should be done in case of any kind of accident. Also, it should be known that if LPG gas cylinder explodes or accident occurs due to gas leaking then what rights you, as a customer, have.
LPG means LPG connection, petroleum companies provide personal accident cover to the customer. This insurance up to Rs 50 lakh is as a financial help in the event of an accident due to gas leakage or blast from LPG cylinder. Petroleum companies have partnerships with insurance companies for this insurance. Currently, insurance on LPG connection of Hindustan Petroleum, Indian Oil, Bharat Petroleum is through ICICI Lombard.
Dealer will be responsible
If there is leakage or blast in the cylinder then it is the responsibility of the dealer and the company. This order was given by the National Consumer Forum on the accident which took place about 16 years ago and it is still in force. The National Consumer Forum had said in its decision that under the Marketing Displays Guidelines 2014 for LPG distribution, it is decided that if the dealer supplies the defective cylinder, it cannot put its responsibility on the complaint. Guidelines say that the dealer should check whether the cylinder is exactly right before delivery.
Compensation liability for loss due to LPG cylinder accident is Rs 50 lakh per incident and Rs 10 lakh per person. This compensation is payable in these cases. Hadhasa is done at the house of the customer registered with the gas agency. Occurred in the premises of the registered dealer. The accident occurred while being registered with a registered transport contractor while transporting the cylinder from here to the distributor. The cylinder is being taken from the dealer to the customer’s home by the employee or customer. During supply of LPG in community kitchen, reticulated systems, among other things like geysers, lighting, generator sets, irrigation pumps etc. by the insured. While connecting and disconnecting cylinders to LPG installations at the registered premises.
Under this section, personal accident cover is payable for loss of life and property due to LPG cylinder at the customer’s home. If the property / house of the customer is damaged in an accident, then an insurance claim of up to Rs 2 lakh is received per accident.
On the death of an accident, compensation of Rs 6 lakh per person per accident is received. For injuries incurred in the accident, compensation of Rs 30 lakh per accident is paid, which is up to Rs 2 lakh per person. There is also an immediate relief assistance of up to Rs 25000 per person.
Compensation for personal loss and property damage will be paid in the event in these cases. The filled cylinder is being taken out of the bottling plant.
The cylinder filled during transportation should be kept with the distributor. Whether the cylinder is being taken from the distributor’s house to the customer’s home or the customer’s filled / empty cylinder is being taken to the distributor’s place.
The filled cylinder should be kept at the customer’s house. The empty cylinder is being brought back to the bottling plant.
During supply of LPG in community kitchen, reticulated systems, among other things like geysers, lighting, generator sets, irrigation pumps etc. by the insured.
While connecting and disconnecting cylinders to LPG installations in registered campuses. Use of LPG in educational institutions, research labs, government / municipal hospitals, mid-day meal schemes, social welfare institutions like orphanage, old age homes etc. During the use of LPG in restaurants, hotels, private hospitals, clinics, poultry farms, ceramic industry, cottage industry, glass industry etc. When a customer takes a 5 kg cylinder distributor from here.
>> According to myLPG.in (http://mylpg.in), as soon as a person takes an LPG connection, if the person gets an accident from the cylinder they get, then that person is entitled to insurance up to Rs 50 lakh. is.
>> Up to a maximum of Rs 50 lakh can be compensated for an accident. Each person suffering from an accident can be given a maximum compensation of Rs 10 lakh.
>> To get insurance cover of LPG cylinder, the customer has to immediately inform about the accident to the nearest police station and its LPG distributor.
>> Distributors of PSU oil marketing companies such as Indian Oil, HPC and BPC have to take insurance policies for accidents including third party insurance cover for individuals and properties.
>> It is not in the name of any individual customer, but every customer is covered in this policy. He does not have to pay any premium for this.
>> Keep a copy of the FIR, prescription and medical bills for the treatment of injured and postmortem report on death, death certificate.
>> In case of accident, compensation is claimed on behalf of the distributor. The insurance company deposits the claim amount with the respective distributor and from here it reaches the customer.
In case of an accident with a gas cylinder, first of all a police report has to be filed. After this, the concerned area office investigates what is causing the accident. If the accident is an LPG accident, then the LPG distributor agency / area office will inform the insurance office’s local office about this. After this, the claim file is filed with the concerned insurance company. The customer does not need to apply or contact the insurance company directly for the claim.
what was the case of Prayagraj?
The person who was on the spot was caught in his mobile camera on the whole live incident of a cylinder explosion in a house in Balua Ghat area of Prayagraj. The flames were so strong that a big accident could happen. Although no person was reported hurt in this incident. On hearing of the fire, police of Dial 112 also reached the spot by bike but policemen also could not dare to go near the fire. After this, the fire brigade was called, which kept the fire under control. But by then all the kitchen items were burnt down. There is a possibility of fire due to leakage in the pipe in the gas cylinder.
