The government is also getting success in providing subsidy and other government benefits to a large section through Jan Dhan accounts.
Pradhan Mantri Jan Dhan Yojana (PMJDY) is a very ambitious scheme launched by the Narendra Modi government at the Centre. Through this scheme, a campaign has been started to connect every citizen of the country with banking services.
Apart from this, the government is also getting success in providing subsidy and other government benefits to a large section through Jan Dhan accounts.
PMJDY Under these accounts, the account of the poor of the country is opened on zero balance in banks and post offices. In the accounts opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY), a large population of the country gets many facilities.
Here we are telling what documents are required to open Jan Dhan accounts. It is also worth noting that only those people whose account will be linked with Aadhaar will get the benefit of the facilities available with this account.
Just open account
These documents will be required to open a Jan Dhan account: Aadhar Card or Passport or Driving License or PAN Card, Voter Card, MNREGA Job Card, letter issued by authority with name, address and Aadhaar number written on it, letter issued by Gazetted Officer on which account Attested photo of opening is attached.
Get free insurance cover
If you have a Prime Minister Jan Dhan Account, then you can get some relief in this difficult period. Accidental insurance of Rs 2 lakh is given to the account holder along with general insurance of Rs 30,000. Overall, the account holder gets a total benefit of Rs 2.30 lakh in the scheme.
30.9 Crore RuPay Debit Cards Issued
According to the data, 30.9 crore RuPay debit cards have been issued to 42.2 crore Jan Dhan beneficiaries. In this context, 73.22% of the beneficiaries have debit cards.
Through these cards, Jan Dhan account holders can do ATM and online banking.
The Central Government launched this scheme (JanDhan Account) in August 2014. Its purpose is to connect the people of the weaker sections with banking services.
The government has set a target that every adult citizen of the country should have at least one bank account. Pradhan Mantri Jan Dhan Yojana (PMJDY) is a big step towards financial inclusion.
know also
An analysis of Jan Dhan accounts reveals some interesting facts. For example, on an average, two out of every three Jan Dhan accounts (66%) have been opened in rural or semi-urban areas.
On the other hand, 34 per cent accounts have been opened in urban or metro areas. Moreover, the average deposit in these accounts is Rs 3,449.
