Jeevan Shanti Scheme: By applying just 10 lakh rupees in Jeevan Shanti Scheme of LIC, you can also get Retirement Planning for up to Rs 74,300 annually. At the same time, with an investment of Rs 15 lakh, you can get a pension of up to Rs 26 thousand, ie Rs 3.12 lakh annually. Jeevan Shanti Scheme: Jeevan Shanti Scheme is a special scheme of LIC, ie Jeevan Shanti Scheme, by investing in which you can make your retirement plan. In this scheme you will have to invest money once and then you can get a good pension all your life. By applying just Rs 10 lakh, you can also get an annual pension of up to Rs 74,300. Let us tell you what are its benefits.
How many years can you invest?
This policy gives future security to the common man. You will start receiving pension immediately after investing only once in this policy. In this, you can start pension after 5, 10, 15 or 20 years. The later the pension starts, the more benefit you will get. That is, if you start pension after 5-10 years, then you will get less benefit, but if you start pension after 15 or 20 years, then you will get more benefit. Also Read: UPI Payment Frauds: A defaults and account can be emptied, these ways can be fraud with youHow much investment is necessary?
It is necessary to invest at least Rs 1.5 lakh in LIC’s Jeevan Shanti Scheme. There is no maximum limit to invest in it. According to your convenience, you can deposit 5 lakhs or 10 lakhs or more in one go. However, there are some conditions of the policy. Whoever is taking this policy, must be at least 30 years old. On the other hand, if you want that you start getting pension immediately, then your maximum age should be 85 years.How will you get an annual pension of Rs 3.12?
We can understand this with an example. Suppose you invested Rs 10 lakh in this scheme at the age of 45. In such a situation, you can get an annual pension of up to Rs 74,300. If you invest 15 lakh rupees for at least 20 years in this scheme, then you can get an annual pension of up to Rs 26 thousand per month i.e. up to Rs 3.12 lakh. Not only this, you also get life insurance in Jeevan Shanti Scheme.
How can you take this policy?
You can take this policy both online or offline. For offline, you will get this policy through an agent, while if you choose the option of online, then you can take this policy yourself by going to the Life Insurance Corporation website. If you have any kind of confusion then you can also take help from LIC customer helpline first.
