Kotak Mahindra Bank: If you are a Kotak Mahindra Bank customer, this news is important for you. The bank has already announced that several digital banking services will be temporarily unavailable tonight due to maintenance work.
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Kotak Mahindra Bank : If you are a Kotak Mahindra Bank customer, this news is important for you. The bank has already announced that several digital banking services will be temporarily unavailable tonight due to maintenance. Bank customers will be without banking services for a few hours tonight, December 20th, and into the morning of December 21st. Therefore, customers have been advised to complete their essential banking tasks in advance to avoid any inconvenience.
When and for how long will the service remain closed?
According to Kotak Mahindra Bank, service will not be available for a total of 1 hour.
Maintenance Timings – December 21, 2025 (Sunday), 3:30 AM to 4:30 AM (IST)
Which services will not be available?
The following services will be temporarily closed during maintenance.
Old version of Kotak Bank App
New Kotak Bank App
Kotak811 Mobile Banking App
Net Banking
UPI and other payment services
ATM Service
Note – ATM transactions below Rs 20,000 will not be affected.
What advice did the bank give to its customers?
The bank stated that this maintenance is being carried out to provide customers with a better and smoother banking experience in the future. However, to avoid inconvenience, customers are advised to perform essential payments, fund transfers, and bill payments only before or after the maintenance work.
Kotak811 Savings Account FAQs
Can a joint account be opened in Kotak811?
No. Kotak811 Savings Account can be opened in the name of only one individual.
What are the savings accounts available at Kotak811?
Kotak811 Zero Balance Digital Savings Account
811 Super Savings Account
Which account is better?
If you are unable to maintain the minimum balance, then a zero balance account is suitable.
If you want cashback on debit card, then Super Savings Account can be a better option.
Will there be any penalty for not maintaining balance?
Zero Balance Account: No penalty
Super Savings Account: No penalty, but certain conditions must be met to receive cashback.
What are the benefits of Kotak811 account?
Free virtual or physical debit card
Completely digital account opening
Up to 5.75% interest with ActivMoney
Free fund transfer through NEFT, IMPS and UPI
Cashback on Super Savings Account
Can the account be upgraded?
Yes, Zero Balance Account can be upgraded to Super Savings Account through Mobile App or through Customer Care.
Who can open an account?
Indian citizens
18 years of age or older
Valid KYC documents required
Is Video KYC valid?
Yes, KYC can be completed through video call from home.
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