LIC is offering a policy to cater to all kinds of needs of the people. This includes people’s own needs, the future of children and financial security for dependents.
New Delhi. For salaried people and limited income families, the best way to secure the future is to invest in LIC policy. LIC is offering a policy to cater to all kinds of needs of the people. This includes people’s own needs, the future of children and financial security for dependents. Today we are telling you 6 such policies in which you can be stress free by investing.
LIC Jeevan Lakshya Policy
If you are planning to invest for long term then you can invest in LIC’s Jeevan Lakshya Policy. The minimum age to invest in it has been set at 18 years. The maximum age has been fixed at 50 years. In this, the term of the year you choose will have to be paid only for 3 years less than its premium. In this policy, the minimum sum assured is Rs 1 lakh, then there is no limit on the maximum. The premium is not charged for the remaining years after the death of the policyholder. At the same time, the nominee will get 10 percent of the annual sum assured till maturity.
Life benefit policy
LIC’s life benefit policy offers both profits and security. People between the ages of 8 and 59 can take this policy. The term of the policy can be taken from 16 to 25 years. An sum assured of at least 2 lakh rupees has to be taken. There is no limit to the maximum. Loan facility is also available after paying premium for 3 years. Tax exemption on premium and on death of the policy holder the nominee gets the benefits of the sum assured and bonus.
Jeevan anand
LIC’s Jeevan Anand Policy is a plan that offers benefits of savings as well as security. On maturity, the policy holder gets the bonus payment along with the sum assured. At the same time, even after the death of the policy holder, the sum assured is paid to the nominee. The death benefit is paid to the nominee if the policy holder dies during the policy term.
Jeevan Shanti Policy
This policy is for those who want regular income, such as pension. It is a single premium policy which provides fixed income pension. As long as you and your spouse remain, they will get pension. After that, your nominee will get the money put by you.
Money back 25
This policy has been offered to improve the future of children. With the help of this, you can deduct the expenses of children’s education, marriage etc. It can be taken by parents or grandparents of children. The total term of the plan is 25 years. Under this plan, LIC pays 20-20% of the basic sum insured when the child is 18 years, 20 years and 22 years old. The remaining 40 percent amount will be paid on completion of 25 years of the policy holder. In addition, all outstanding bonuses will be paid.
Jeevan Umang Policy
Jeevan Umang policy offers many facilities. In this, you have to choose the premium payment term. After that you get 8% of the entire life assured every year. If you live for 100 years then you get big maturity benefits. The death of the policy holder during the policy time period provides a lot of financial help to the nominee in the form of death benefit.
