In this scheme, loan can be availed at any time after six months from the date of commencement of the policy. It is available both online and offline.
New Delhi. If you are doing investment planning for your better future, then a great plan (LIC New Plan) has come for you. If you are also planning to take a pension scheme for yourself, then you can choose the Saral Pension Plan of Life Insurance Corporation of India (LIC). In this plan of LIC, you have to pay premium only once and after that after 60 years you can get pension of Rs 12000 every month. You will get the money of this pension for life.
Recently, the country’s largest insurance company LIC has launched the Saral Pension scheme. LIC Saral Pension scheme is a non-linked, single premium, individual immediate annuity plan. This plan can also be taken with Spouse. In this scheme, loan can be availed at any time after six months from the date of commencement of the policy. It is available both online and offline.
Know how to buy plan?
You can buy LIC’s new Saral Pension scheme offline or online from the website of www.licindia.in. The minimum annuity under the plan is Rs 12,000 per year. The minimum purchase price will depend on the annuity mode, option opted and the age of the policy taker. There is no maximum purchase price limit. This plan is available for the age group of 40 years to 80 years.
Know how much to invest?
Under this plan, if you want to take the benefit of monthly pension, then you will have to deposit at least 1 thousand rupees every month. Similarly, for quarterly pension, at least 3 thousand will have to be invested in a month.
You will get two options
Under this scheme of LIC, the policyholder has the option to choose the annuity from two available options on payment of lump sum amount. Under the first option, the policyholder will continue to receive pension for life and in case of death, 100% of the sum assured will be given to the nominee. Whereas, the second option policyholder will get pension for life. After his death, the spouse i.e. husband and wife will get pension for life. After the death of the last survivor, 100% sum assured will be returned to the nominee.
