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LIC special scheme: Guaranteed benefits in LIC’s special scheme, will get money for 99 years, know everything about it

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LIC Jeevan Umang Scheme is a scheme devoid of market risk. After this premium payment period, 8 percent of the sum assured is given for life or till the age of 100 years.

The country’s most trusted insurance company Life Insurance Corporation of India (LIC) offers a lot of schemes to its customers. But there are some special schemes about which only a few people know. One such scheme of LIC is Jeevan Umang Scheme. A special policy of LIC can be purchased for people aged between 90 days to 55 years of life. It is a life insurance plan along with the endowment.

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Let us know special things about this policy…. This scheme of LIC provides cover till the age of 100 years. The amount of maturity of this policy is available on completion of 100 years. If the policyholder dies before the risk start date, then all premiums paid are returned to the nominee. If the death of the insured occurs after the risk start date, the sum assured is paid to the nominee.




The scheme provides guaranteed benefits

LIC Jeevan Umang Scheme is a scheme devoid of market risk. After this premium payment period, 8 percent of the sum assured is given for life or till the age of 100 years. If a person completes 100 years of age, the company will also give him a lump sum. At the age of 100, the policyholder will be paid the Sum Assured, Simple Reversionary Bonus and Final Edison Bonus.




Get income tax rebate

LIC has given four options for this plan. If you are limited to the age of 15, 20, 25 and 30 years of age people can take advantage of it. If a person wants to take any of these plans, then he will have to take insurance of at least two lakh rupees. This plan is also called a lifetime plan. The specialty of this plan is that under 80C, you do not have to pay income tax on the premium up to Rs 1.5 lakh. Apart from this, the policy holder does not have to pay income tax under Section 10D while getting the maturity amount.

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You will get this much money every month for 99 years

Suppose a holder is 25 years old and takes two lakhs of insurance for a period of 25 years. In such a situation, that person will have to pay a premium for 25 years. That is, a premium of Rs 8400 per year will have to be paid. 25 After completion of 25 years, he will start getting eight percent of the total deposits every year. This amount will be 16000 thousand rupees. You will continue to get this for 99 years and on completion of 100 years you will be given 21 lakh rupees.

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